posted on Oct, 19 2011 @ 09:13 PM
Wow, the response to my OP has been more than I expected. Honestly I thought my story would get buried with all of the other personal stories (pics or
it didn't happen!) in favor of the quality hot-topic discussions of other, larger, events occurring all around us right now. Thank you all for the
comments, U2s, criticisms, suggestions and anecdotes. I have some reading to do to get caught up.
I'd really like to not feed the haters, but there are a few posters that are questioning details of my story and suggesting that I am something I am
not. I don't need to name names or reply directly to specific posts. My father taught me to always go after the problem, not the person. Valuable
advice. In this case the problem lies with some misconceptions and I'd like to offer some insights:
- I have no impressions of grandeur, no bubble to be burst. I am an honest, hardworking guy that has a small business and a family to support. I know
that I'm not a big fish, and never claimed to be. Quite the opposite if you read through my responses. I know I'm a drop. Then again - enough drops
and you have a flood.
- When you own a business as a sole proprietor, there are no legal requirements or documentation necessary to withdraw any amount you have available
from any account you hold with the bank. Yes, corporate rules are different, but that's not me. The full weight of all assets and liabilities are
tied directly to me with no corporate shell for insulation. Besides, I was emptying a dedicated personal account. The business accounts will close on
- Never did I say that the grocery bag was full, I simply wrote that the money was in a grocery bag. Perhaps that bag then fit in my jacket pocket?
- No worries on being robbed, but thank you for the concern. In the OP, I mention that I have been transferring and consolidating accounts
electronically. I chose to remove the balance in person as a statement. It's true that BoA would have never noticed my 1's and 0's disappearing -
but now I have a way to send my message to the top of the bank. Or a least a floor higher than I usually go.
- Throughout my replies in this thread, I have stated my reasons for doing what I did. Yes, I asked for help putting together some additional sources
of information I could use in my intended reply to the bank, but that's just wallpaper. The structure of my decision remains with or without that
input from others.
- No, it may not be significant in the big picture, but my action was important to me. It really isn't a business decision at that point - it's
personal. If that makes me a bad business person, so be it. I go to sleep each night knowing that I did right by my family and my clients, and I'm
happy and comfortable. Works for me.
Now I need to catch up on all the positive in this thread before I get back to my letter writing. Stay strong, stay united, and we can all make the
world a better place.