posted on Oct, 19 2011 @ 05:33 PM
Op: it seems you have stumbled on to Phase Two.
For the people who have to keep accounts for one reason or another, you can hurt the bank even worse if you follow these steps.
1. When your deposit is made at midnight, you can either stay up or get up early.
calculator in hand you pay all of your bills before they open at 10am
2. Once your bills have been paid, and you have a total for the remainder deduct $50 from that
3. Go to the bank as soon as possible and withdraw everything, leaving the $50. They wont say a word
because hey, its tight but you left 50.
4. Go outside to the cash machine and collect 2 twenty dollar bills. Another option is like I do go to the store and burn what you need to leaving 10
or 15 in the account.
Now since everything took place in less than 24hrs They can not put that amount of money on their books to make their bread and butter on overnight
and 3 day loans to other banks.
They are then like slobbering dogs waiting for the bone that never comes.