Its not the world that has to change - its YOU - only you. And everything will be better. Life is not about making as much money as you can, living a
jet set life on three different continents - no, that's what they manipulate you to be your goal. It isn't, right? Look at you purpose as a human -
building a family, having kids this is a priority. Is a new TV more meaningful then buying your kid new shoes? Do you really have to drive a 2005
Mercedes on credit, when you can have a "normal" car for the fifth of the amount - by paying it cash?
so as a human being my only reason to live is to build a family, and pro create? lol
yes a new tv is more meaningful than that, because i dont have kids.
if i can afford to have a 2005 mercedes on credit, than what does it matter?
life is about making as much money as i can, i assure you. the more money i make, the more freedom i get, and the more freedoms i can provide for
friends and family. i cant help any of my friends or family out, if i cant help myself out. i cant help my wife, or kids out (if i had them), if i
cant help myself out.
you live in a world where two things will provide you ultimate freedom, and usually one will get the other, and thats knowledge and money. knowledge
without money is a monk living in a hut on the top of the mountain, being self righteous. lame. money without knowledge, is like being autistic with
30 million dollars, letting it all go to waste because you dont know what to do with it.
Look at yourself and start questioning your life. Change your priorities - look at the future and realize that your whole life is a waste of time, if
you don't change it.
who are you to tell me what is a waste of my time, and what is not. really, who are you?
Life without credit isn't easy - but it's pure - you feel a little more free. I can do what i want, because everything I have belongs to me and my
So why are you a slave to your bank? Why is your while life depending on other people? Why are you their tool? Why are you wasting time in watching
sitcoms you have watched 10 times before, watching news when you can't do anything about it, buy a new TV that gets old even before you switch it on.
Use that time to learn new things, bringing you maybe a second job - start painting, or web design or whatever but do something useful.
because the average person does'nt feel they can handle large sums of money without the bank, and regardless of what people think now, giving the
state of america's economy, its safer to alot of people to keep their money in a bank, rather than buy a lock box for it to keep in their house.
name one person who's entire existance does not depend on at least one person, and i will merely call you and him a liar, because that doesnt exist.
i know what you're hinting at, which is, why are you dependent on banks to help you manage your money, and credit card companies to handle your
purchases, why not just handle it yourself, and for some people, your right, for many others, its just a convenience issue, and or, it doesnt matter,
because they can do it perfectly fine.
why are you worried about what someones watching? you said why are you watching the news, when there is nothing you can do about it, but why are you
posting in this forum about people not using credit, when there is nothing YOU can do about it? i mean, you come in stomping your big dog feet, but
your just like everyone else, except you standout in one way, you dont believe in using credit and getting caught up in the game of living beyond your
means. whoop di do
i dont mean to come off pis@y, but the fact of the matter is, yes, i would rather keep large sums of my money in the bank, rather than in my house.
yes, i like to be able to sign on the net, buy something real quick with my card, and then go on about my day.
oh, by the way, there are prepaid credit cards for those who still want to use their own money, but dont want to use what they might not have. not to
be patronizing, but just in case someone reading this didnt know that, now you know. greendot is a company i know of.
if you can live without credit, fine, who cares. i dont know how you expect to pay for your childrens college schooling, but thats none of my
business. just saying, especially considering that you said money isnt everything, but then i guess you have an alternative for the things in life
that are gonna cost more than just a couple thousand.
can you live without a hd tv that you probably wont appreciate, a brand new toyota whatever, and touch screen computer, etc... YES YES YES, but dont
think so low of yourself people. if you can afford it, than go ahead. if you can afford to pay 60 dollars a month for a few years, to get you
something you really like, and that has some decent value, and that you can truly use, than do it. you can do anything you put your mind to. dont
limit your life to reading internet drool about how you are living beyond your means, and why are you using a bank.
if you cant afford it now, than you need to get more money. it should be your motivational tool. damn i wish i could get a 09 lexus, than change
yourself so you can get it, dont start dumbing yourself down to believe that what YOU WANT is trivial, and you should be spending your time doing
something more "constructive" like reading a book, or buying stuff for you kids.
op, you just sound like a mid grade hater. you mad because people are out there using credit to their benefit, and your only string to pull on is the
garbage arse statistics you hear on the tv, or read on the internet. the propaganda fueled statistics. please
get out of here. i dont post much, but i saw this and was like wtf. you have some points, but at the end of the day, if you cant afford it, okay, you
should be smart enough to deduce that, but if you want it, keep your eye on the target, and do what you need to get it.
for those reading this, never compare youself to another man/woman, your not them, so do you.
[edit on 15-10-2008 by jimmy1200]