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Originally posted by JipStix
I'm $20,000 in debt for my college education, and 2 months out of school that seems like an insurmountable number. This whole system is decrepit
Originally posted by JonInMichigan
Outstanding post!!!! Sometimes I'm ashamed of my peers for the way they live. (I'm an American.)
My ex-wife was the pit of all evil. She ran up all the cards to keep up with the Jones'. It was insane and I had to divorce her because of it. I knew the day would come when all this credit would come to an end. I divorced her and paid everything off.
I operate on cash only now and I have perfect credit scores. I'm proud to not use cedit and I agree it is true freedom when you don't.
Unfortunatly, my ex-wife tapped most of the equity out of our house (which was half paid for when I met her)... to buy stuff. We divorced in 2004 and I figured that over time I would build my equity again. Now here I am upside down on my house because of her, years ago... It's sad but that is the one area I'm not free. I can't do anything but make my house payments (30 year fixed at least) and wait. Sucks! She was the typical moron that contributed to this whole mess. And I say screw you to anyone who blames the lender for this mess. Give me a break.
If I walk into a bar an say, "Hey loan me $20." and you do. And then I say, "hmmm... I can't really pay you back." and you kick my ass for it.... well I deserved it. I wouldn't blame the lender. People should know better. Period.
And for anyone who says what some of my friends said to me back when I was married, "Why don't just put your foot down with your wife?". Um... how exactly does one do that? I cut up the cards... she just got more. She didn't care if she ran us into the ground. Marraige can be a dangerous thing with someone with no ethics. I blame myself for marrying her though.
I only had one option and that's what I did. Divorce. It cost me everything I had and had to start all over at 37 years old, but at least I'm free.
By the way, she is about $40k in debt now (on cards in JUST THREE YEARS), and upside down on her new house (that was paid out of divorce monies that I gave her). It's just a matter of time until she goes under.
Good post. I gave you a star!
I edited to add this:
I'm sure she won't go under because the "boo hoo hoo, poor me" club will save her under the leadership of Barak Hussain Obama and his socialist policies!!! And once more will she F**K me via taking my taxes to bail her a** out along with all the other morons!
[edit on 15-10-2008 by JonInMichigan]
Originally posted by Awakened_One
well, I agree with almost everything but a statement you made, did you say global crisis wont affect you?... because if it doenst then you just live of the earth and you dont need money to go to the store and buy food because a global market crisis will do exactly that , raise all price of food... wont affect you ? think again... Again Price Raise as BEST CASE Scenario , FOOD SHORTAGE being worst ..wont affect you if you have your own place to grow crops....
Originally posted by BASSPLYR
Have credit cards, but I don't use them so my credit score is in the crapper because of that. weird how if you don't use credit you get a bad credit score.