I have no problem with taking a loan and paying it back, although the only loan I have ever taken is a mortgage and I'm a cash girl myself. I prefer
to keep my money at home in a safe with my 12 gauge standing by. The only way I use a bank is an emergency credit card which I use to withdraw CASH if
needed and collect internet payments and ad revenue I receive for an ecommerce site I own. I was upset to learn my husband's new employer only pays
by direct deposit. Not upset about that so much as I was about the lack of choice.

