reply to post by RobinB022
You took the words right out of my mouth.
My tv and satellite ( the same as cable) is all I have, aside from the internet. We can't afford to go out and eat, we don't go to the movies, or
shopping at the mall. I haven't been in a mall in over 20 years except to go to an eyeglass store just inside a side entrance to get my glasses and
contacts. Once. Now I buy reading glasses off the rack.
We have little else to entertain ourselves. Heck, even when you file for bankruptcy and fill out the budget, it allows for dining out and
entertainment costs. If that's how I choose to spend that portion of my budget, so be it.
My husbands' work pays for his phone. Mine is prepaid, Metro PCS, we did the phones buy one, get one free. His company bought his, mine was free. 55
dollars a month. No iphone, Android for me, and a cheap one at that!
On the other hand, I pay the insurance premiums out of my pay. 335.00 every two weeks. That's 670.00 a month for health insurance, alone. After that,
my retirement plan, then, I deposit something close to 75.00 every two weeks into my Health savings account. Another 150.00 a month.
My next expense is short term disability, my employer pays my long term, and they also pay my small life benefit. That doesn't include Dental and
Vision, both are seperate plans, and I cover myself and my husband. I also have accident coverage for home, for both of us.
I am paying, right now, retail out of pocket, until I reach my 2700.00 pharmacy deductible. My medications are pushing close to 800.00 a month,
Just had surgery. Prepaid the doctor for his part, 350.00, but still owe 247.00 for the office visit, all coming out of pocket.
Next, paid the hospital 200.00 when I registered for surgery. Haven't gotten the rest of that bill yet, but they ASKED for 2100.00 cash the day of
And, this is all just since January 1, 2014.
I would have to look at my paystub, because my healthcare deposits are pretax dollars. So is my retirement deposit every paycheck. The rest of the
deductions, premiums, etc., leave me very little take home pay, but what little I do make goes to help pay bills, groceries, house payment, etc.
Then, the taxes. You would not believe what they take in taxes. Smh.
We don't drink, don't own xbox, so if the few things I do have offends anyone, eff off, because I am not going to give up everything I have worked
for and earned up to this point.
Affordable health care? I am averaging 2k a month out of pocket right now, in premiums and meds alone, not even including medical bills.
We have zero expendable income left. If anything serious were to happen, car break down, etc., we would be in deep trouble, and my little 55.00 phone
bill and satellite bill aren't going to make the slightest difference.
Obama has mentioned in the past he thought we had too much disposable income, bought too many gadgets, ipods, iphones, etc., and he disliked the fact.
But, he had no problem using them to his advantage in his campaign, even buying campaign time on video games. If we didn't buy those things, and he
wasn't able to reach the audience he did, he would have never been elected. Either time.
He made good on his determination to rid of us our disposeable income, with our necessarilly skyrocketing power bills, the price of food, gas, etc.
He only wants to take away gadgets now, to stymie the elections for the next time. He wants people to keep buying the Dem ticket, and with internet
and cellphones, people may share opinions not deemed good for the Dem party.
Especially about affordable (cough) healthcare.