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Although in the United States informal discrimination and segregation have always existed, the practice called "redlining" began with the National Housing Act of 1934, which established the Federal Housing Administration (FHA). The federal government contributed to the early decay of inner city neighborhoods by withholding mortgage capital and making it difficult for these neighborhoods to attract and retain families able to purchase homes. In 1935, the Federal Home Loan Bank Board (FHLBB) asked Home Owners' Loan Corporation (HOLC) to look at 239 cities and create "residential security maps" to indicate the level of security for real-estate investments in each surveyed city. Such maps defined many minority neighborhoods in cities as ineligible to receive financing.
Since African-Americans were unwelcome in white neighborhoods, which frequently instituted racial restrictive covenants to keep them out, the policy effectively meant that blacks could not secure mortgage loans at all
“We just went right after them,” said Ms. Jacobson, who is white and said she was once the bank’s top-producing subprime loan officer nationally. “Wells Fargo mortgage had an emerging-markets unit that specifically targeted black churches, because it figured church leaders had a lot of influence and could convince congregants to take out subprime loans.”
“We’ve known that African-Americans and Latinos are getting subprime loans while whites of the same credit profile are getting the lower-cost loans,” said Eric Halperin, director of the Washington office of the Center for Responsible Lending. “The question has been why, and the gory details of this complaint may provide an answer.”
Originally posted by beatbox
Originally posted by paganini
Originally posted by beatbox
Originally posted by woodwardjnr
I don't feel guilty for being white , but acknowledge the fact being white is a lot easier than being a minority race. Institutional racism has existed for decades, things have got a lot better, but to deny racism exists in society is to deny reality. That's where the power relationship comes into it.
so why do ppl continue to ignore it or dismiss it like it doesn't exist?? just look at some of the comments. Its mind boggling..do they do this on purpose or are they truly blind to the fact?? and this is a serious question..edit on 13-6-2012 by beatbox because: (no reason given)
Alot of the comments aren't saying it doesn't exist. Its matter of to what degree does it exist and to what degree does it impact and hinder the individuals life. Further people are taking issue with the professor feeling he can speak on the life experience of others.
Now stop and think. Would you appreciate it if someone you don't know and doesn't know you spoke on how your life is? It's amusing that so many people can not grasp that their life is not the totality of existence everywhere else.
ok i definitely see your point...i didnt look at it that way..
Originally posted by EvilSadamClone
I wish I had some of that privilege.
I've never seen that kind of privilege, ever.
People call me white because I have really fair skin, so why can't I get any of that privilege?
You see, people may talk about white privilege because all they see is white people, but it's really just a few white people screwing the world in the na,e of their idiotic greed.
Originally posted by Illegitiminoncarborundum
So since the caucasian race, as of 2012, is the minority are we going to get the same treatment as the blacks? Turn about is fair play right? I mean.. it's hard bein a white man in the black mans world
Non-Hispanic White Births Now the Minority in U.S.
Black, Hispanic, Asian and mixed-race births made up 50.4% of new arrivals in the year ending in July 2011.
ETA: I tried to confirm this article by looking at other sources and I saw a few from Fox and CNN. Weirdly though, I went to the 2012 census on Wikipedia and it still shows the caucasian's as the predominate race in the U.S. so I wonder if someone hasn't updated it yet. Just FYI.edit on 13-6-2012 by Illegitiminoncarborundum because: (no reason given)
Originally posted by magnetik
white privilege it its simplest form is not being stopped by police for walking down the street and minding your business..
"Like all white Americans, I was living with the fear that maybe I didn't really deserve my success"
Originally posted by RealSpoke
lol @ white people acting like discrimination against minorities suddenly ceased to exist
Paw, am I am paradox?
To be poor and white is a paradox in America. Whites, especially white males, are supposed to have an advantage they exploit mercilessly. Yet most of the poor people in the United States are white (51%,) outnumbering blacks two to one and all other minority poverty groups combined. America is permeated with cultural myths about white skin's association with power, education and opportunity. Capitalist society teaches that we all get what we deserve, so if a white man does not succeed, it can only be due to laziness. But just like black and Latino ghetto dwellers, poor laboring whites live within a dead end social construction that all but guarantees failure. If your high school dropout daddy busted his ass for small bucks and never read a book in his life and your mama was a textile mill worker, chances are you are not going to be recruited by Yale Skull and Bones and grow up to be president of the United States, regardless of our national mythology to that effect. You are going to be pulling an eight-buck-an-hour shift work someplace and praying for enough overtime to make the heating bill. A worker.
The political left once supported these workers, stood on the lines taking its beatings at the plant gates alongside them. Now, comfortably ensconced in the middle class, the American left sees the same working whites as warmongering bigots, happy pawns of the empire. That is writing working folks off too cheaply, and it begs the question of how they came to be that way — if they truly are. To cast them as a source of our deep national political problems is ridiculous. They are a symptom of the problems, and they may be making it worse because they are easily manipulated, or because they cannot tell an original idea from a beer fart. But they are not the root cause by any means. The left should take its cues from Malcolm X, who understood the need to educate and inform the entire African-American society before tackling the goal of unity. Same goes for white crackers. Nobody said it would be easy.
I'm going to get flamed for this, but I'll admit it anyway. I have a knee-jerk reaction whenever I see an African-American male or any teenager dressed in "gangster style" clothing. If I'm in my car, I automatically lock my door. If I'm walking down the street, I cross to the other side. I also do this with any males of any color, maybe because of my past experiences. But to judge someone so quickly and based entirely on their fashion choices...that's wrong. Luckily its just a knee-jerk reaction and after that intial moment I can move past it.