How many of you have health insurance?, page 3
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ATS Members have flagged this thread 5 times


reply posted on 13-5-2008 @ 07:00 PM by enchantress62
I am a nurse, I work in a nursing home, and let me tell you there is a lot of waste going on within our current healthcare system that most ppl don't even know about. Example: In all nursing homes when a patient is put on a medication, then taken off, (like for example an antibiotic that is later found to not be needed) that medication, which comes in packages of 30 tabs is put into a box and later flushed down the toilet. We are not allowed to redestribute these meds, nor does the Rx take them back. It's illegal to give them to anyone else, and the patient is not allowed to give them to other family members.

If a patient is put on say a heart med and later the doctor increases or decreases the dosage the original pills are thrown in the waste box. This is true of all meds. Now that's ok if you think in terms of one person but I work in a small facility and we have a maximum capacity of 78 ppl. Think of that in terms of the massive amounts of nursing homes and other related institutions across this country. We're talking billions of dollars litterally down the toilet! Mind you, the patient is not reimbursed for the cost of the wasted meds, nor is medicare/medicade reimbursed (which we the tax payers pay for) I am required to do this every night on my shift in the mean time. I have no healthcare insurance and am diabetic and anemic. So I get to flush the very medications I need to be taking and can't afford down the toilet every night!

Why don't I have medical insurance being in the healthcare industry? Because where I work the insurance they offer cost's $250 per month for myself and one child. The deductable is $1000 per year for each of us and $4000 a piece if one of us is hospitalized. I'm a single parent and I just can't afford these rates. In the mean time I'm 45 years old I'm already diabetic with anemia and at the age where I'm facing menopause, strokes, heart disease, etc... Would I like to see a community health insurance program similar to Canada and Australia? Hell yes! Do I trust our governement to give it to us? Hell No!

I already know how they are working with the pharmisutical companies to milk us for money and I don't think that's going to change by giving them free reign over the whole system. I think what we really need is a healthcare system that is a seperate entity from the federal or state government and the cost should have a cap on it voted in by the public. How this would be accomplished I have no clue, but I know for a fact that government involvement isn't going to do anything but screw us all!


reply posted on 13-5-2008 @ 07:19 PM by Chakotay
Washingtonians (State, not DC) have had Basic Health for decades. When we had it, I think I paid $15 a month for a family of 3. It was great. Since we moved out of state, we've not had insurance thanks to greedy capitalist pig employers, and when I break a bone- I set it myself.

Hillary, help us.


reply posted on 13-5-2008 @ 08:05 PM by SirTravers
I've got Blue Cross BLue Shield through work and pay about $450 a month for the family for my part. The thing I've noticed is that I have coverage for treatments if I get sick, but there is no preventative care coverage. Seems to me that it would be cheaper for a company to help its customers and employees stay healthy than have to cover them after they get ill.
Think of all the money saved if folks could avoid sick days or workman's comp time just with some preventative care! One thing I've not seen in the conversation so far is the constitutionality of a govt. run healthcare system. I believe that there is no enumerated power in the constitution for the government to administrate such a plan.
Now I realize that we already have medicare and medicaid, but we also have the darn IRS too. At present we are paying way too much in for the return on our investment. If I saw my IRA tanking the way I see the government spending like drunken sailers I'd pull my money in a heartbeat.
This is the point where my open heart hits my already overly stretched wallet. I don't want folks not to have good healthcare if they need it, but I want a program that is a good investment for everyone also. We can't give everyone a right without expecting some responsibility also. If we start ordering the haves to pay for the have not's , but the haves can't participate in the plan then that borders on a famous saying..." From each according to his ability...to each according to his need. 'Karl Marx'"


reply posted on 13-5-2008 @ 08:38 PM by Ahabstar
Let's see...trust the government to take of our health care...hmm. Chech the track record:

Social Security. My yearly statement of what to expect upon retirement has an additional paragraph that my father's doesn't that basically states "Don't expect any of this to be here when you retire." I was born in 1970 for those keeping score at home.

Ecconomic Stimulus Checks: People are now begining to recieve the second letter stating that your check must be counted as income on your 2008 tax return. $200billion borrowed from China, given out to populace to ease the burden of skyrocketing prices of essentials (not calculated in inflation estimates btw) so the ecconomy keeps buying goods produced in China and the government can tax your "windfall". HAHAHAHAHA. Suckers.

Insurance companies make money by investing monthly premiums into the stock market and Universal Health Care will remove about 1/3 of that money from investors, brokers, start up companies, and put about half of the workers in the insurance companies in the unemployment line. With 1/3 of the month premiums vaporised the insurance companies will be forced to adjust home and auto premiums accordingly which comes from who's pocket again? $20 per month in addition to how large of an increase in visible and hidden taxes? $10 pack of cigarettes? $8/gal gasoline? Sound familar to those in countries that have a UHC?

Final question should be who is supposed to be helped with this crazy idea? Hilary into the history books for being the sole wrecking ball for the US ecconomy (and quite possbly the entire world ecconomy by extention) perhaps? Because I highly doubt it will be the individuals that die or experience undue hardships waiting for simple surgeries to be performed. Like having a blown knee scopped but being unable to work (with bills piling up) until it is done or having to hobble in pain on their feet 8-10 hours in a factory or resturaunt like a wounded animal.

Maybe it is just me, but a better plan would be investing in palm lights and termination chambers a la Logan's Run for a less painful and more humane way to go. She would still keep the crown for the dumbest blonde of all time and still hated by the world for screwing it up. But at least it would be more efficient and perhaps less messy in the end.


reply posted on 13-5-2008 @ 08:56 PM by LateApexer313
reply to post by MareNostra



Hiyah MareNostra,

Thanks for your post I was just going to post about a friend of mine who lives in Canada, the poor man has needed his gallbladder out for 16 months now, he's scheduled to have it out in June sometime he told me.

Meanwhile he has painful gallbladder attacks where he has to go lie down for 3 hours until the pain passes. And here your post pops up! Thanks for giving us an inside look at the Canadian system!

Could you please elaborate as well on how much you and your Canadian counterparts are taxed on average for your Canadian dollar? I find this fascinating.

Also, if you have 6 hour waits in the ER for non-life threatening things, and it takes you a month to get into a family doctor, and most likely a year or more to get into a specialist, and according to my Canadian friend with the bad gallbladder, who's been waiting for his operation for almost a year and a half....I wonder which system is truly better then?

I pay $76.00 a month through my job, have way lower taxes then you all...and can get into my family doctor 98% of of the time the day I call or the next day for sure unless he's out of town, then I still get in to one of his associates... that day or the next...Now the emergency room is jammed and depending on what shape you're in I have waited for 3 hours to get stitches in my head from a car accident...so probably depending on how big of a city you live in here or there, that's probably the same.

my MRI's and C.A.T scans are all free as well...and I have a $10 co-pay on prescriptions which I could care less about since I am not being prescribed anything right now....

The government here, I don't know about there, is ridiculously inept, no matter the party in power, and they don't spend the money they take from our taxes with any sort of fiscal responsibility as it is, and I see no reason to give them more to finance the HUGE fiasco that would ensue, if they were to get their hands on the health care system and the huge tax revenues that would supposedly go to pay for it.


reply posted on 13-5-2008 @ 08:58 PM by Aaron_Justin
reply to post by Ahabstar



Dude you stated everything that I was about to type out. After the government's track record for just about everything they have managed, why on earth would anyone want to let them run our healthcare. The government is very inefficient and wasteful. On top of that, I definately do not want to be paying for everyone else. As another poster has added, not everyone is taking the same care of themselves. It will not be fair for me to take precautions that someone else will not be, thus, they will be going to the doctor 5 times as much as I do.

Imagine how much money the government could invest in subsidizing the current healthcare system if we stopped trying to spread our republic to the middle east and rebuilding countries that we should not even be in. How much would money could be reinvested into our economy if we shut down some of the bases that we have needlessly all over the world?

Hillary you say? I say vote Ron Paul... for real freedom.. .. .

Aaron


reply posted on 13-5-2008 @ 09:14 PM by Aaron_Justin
reply to post by b.monki



So the doctor ran zero tests on you, and all you did was tell him your symptoms and then get a prescription and that cost you 4 grand as you say? That is 4,000 dollars US currency? I would have to say that you perhaps mistyped an extra zero on that even if you went to the emergency room. I had a CAT scan done once without insurance and my bill after the entire visit was about 2,000 dollars. So I am having trouble beleiving your story of there being no tests done and it was just a verbal visit that cost you that much.


reply posted on 13-5-2008 @ 09:21 PM by b.monki
reply to post by Aaron_Justin



no, i didnt type an extra 0 it was 4 grand for the emergency room visit, at st rose hospital in hayward, ca... it was my own fault as I later found california has free medical for all at the county hospitals... it got knocked down too 2 grand as I got this self pay discount.. but yes 4 grand total, knocked down to like 2, 225 somthing cents. all charges for different hospitals are different...
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