Obamacare Insurance Exchange Train Is Already Coming Off The Rails

reply to post by groingrinder


I feel your pain! I just broke my ankle in three spots, I went to the ER where they took x-rays and put me in a cast until the swelling went down and sent me home. One week later I went in for surgery. It was an out patient 3 hour stay. In at Noon and back home by three. Couple plates and a bunch of screws... Just got the bill and it's $40,000. I about choked when I saw that. 40,000 dollars for a three hour surgery???? I'll be paying for this one for a long damn time

Something needs to be done with healthcare for sure. I can't afford insurance but I sure as hell can't afford a 40,000 dollar broken ankle either.

Not sure what the answer is, but from everything I've read about Obamacare is a disaster and wont fix anything!

Originally posted by marg6043
reply to post by GoldenVoyager

 

Wait for the amnesty bill and the millions that will fall into the welfare system and you and me and all the hard working tax payer paying for their fee health care.

Revolution is what this nation needs.

Honestly, it feels like there trying every which way to ensure everyone is in the system. When everything is said and done You, Me and all the other hard working tax paying Americans will be part of that welfare system because that's what they want...

Unless LA REVOLUTION or divine intervention of some type happens...

Scary times ahead and that slope is becoming more slippery by the pieces of the puzzle that are dropped every day.

I just have to ask, what is the point to all this nonsense? The people Obamacare was supposed to help aren't going to get that help, just scrap the entire damn thing because it's nothing but a turd sandwhich and we're all going to take a great big bite.

reply to post by lonewolf19792000


The plan about Obamacare is to bill pot from the more healthy mandated people to cover expenses for those that will be in need of health care, usually those that can not afford it.

The way that is suppose to work is actually socialized health care, just like entitlement programs that you pay for others to used first.

Sadly when it comes to health care in the US and not regulations of how the private medical field and insurance companies profit from it, this is not going to work at all.

In the US is more people in need of health care than they are people healthy enough to pay into the Obama care pot for insurance and the medical field to profit from it, I see the health care system falling apart.

reply to post by tinker9917


I will never have health coverage. The only thing that western medicine does well is trauma care, and I set aside about 50.00 per month just in case I need an emergency room some day.

For us that can not and will not buy into mandated health coverage we need to take very good care of ourselves and start using preventative measures such as nutrition and exercise. I have a bad neck that will on occassion really pain me, and have found that alternative measures other than the usual western protocol of drugs and surgery have saved me money, grief and a lot of discomfort.

I honestly think that most of our ailments are linked to the stress we haul around every day. and the demons in charge just keep piling it on.

reply to post by JIMC5499


Happy and Jim, I agree completely. A power/control play is definitely in the works.

The people getting rich off of the healthcare industry are being baited into getting caught red handed manipulating prices for political reasons. Obama already knows that a large portion of those who are in Washington made a vow to do everything they can to ruin his presidency regardless of what it does to the people they are supposed to serve.

They think all of this is going to end up with egg on Obamas face, but that vow and the intentional manipulation is going destroy their careers. Its all going as planned.

Originally posted by muse7
I don't put much stock into editorial pieces. Until "Obamacare" is fully implemented and when we get some factual numbers then we can decide whether or not it's a failure or a success. Until then I'll continue to dismiss the countless editorial pieces that have been posted here demonizing Obamacare.

Kinda like ""we have to pass it to see what's in it". Prices are already going up in anticipation of how much Obamacare is going to cost the employers and insurance companies. 6 months ago, it cost $135 a month to add 2 children to my insurance. It now costs $278 a month. No editorializing, FACT. All directly due to the impending carnage this crap is going to inflict on our once great country. By the time October comes around, I fear it will be too late to decide if it's a failure or success.

Best of luck to you and yours.

reply to post by buster2010

If you are not in the buss. you do not know what your talking about!
The increses are about the madates,,,it is OBAMACRE!
Ihave benn in this Buss, for 20 years ... so tell me where I am wrong ... If you know so much!
Get back at me.

Originally posted by buster2010

Originally posted by nighthawk1954
I am a Independent Insurance Broker in Connecticut. My maine bussines is health insurance to small bussineses.In the past year I have lost %70 of my clients do to the high rising cost of Heath Insurance in this state do to Obamacare! So many companies have just gone belly up do to the high cost and the economy.
I have been to a few meetings with some of the carriers I do bussines with and they all say the same thing...rates can rise by as much as %80 by next year.

I am know looking for a new career.

You complain the Obamacare is to blame for rates going up for the past year even though it isn't in effect yet. Obamacare isn't the blame the greedy insurance companies are the blame.

Like I said if you know some much more than I do tell me about it.

I can not get why even trouble with the insurance companies... Just a middle man. Why not just lose them and use a tax, which would ensure universal healthcare, certain % from everybody´s salary, which go directly to hospitals and doctors through government.

For example, here I pay 7,5% of my salary for the health care. Whatever happens, whatever tests I need, the only cost for anything is once-only visitation fee, which I pay when I visit doctor for the first time, every other visitation is for free, including all the tests I need. For example, during the last year, I have gotten a total of around 30 blood tests (had some issues) , once MRI and 4 times x-ray - sports injuries. Total cost of everything - 5 euros + the taxes I paid. Two years ago, I got a surgery, I had a bad injury, so needed one. The doctor was world-class - other patients include olympic sportsmen, national teams etc - total cost 5 euros + one night of hospital stay - 15 euros - during the first visitation. Waiting period - 2 weeks till the surgery.

That is how the system works round here. There are no insurance companies, everybody pays 7,5% of their salary and receive as much health care as they need, whenever there is a need without worrying about any extra significant extra costs. No worries about whether insurance covers something or not, no worries about whether they can afford it. Simple, but works well and does not bankrupt any person or the country (one of lowest national debts in the world).

I just wonder why US does not take any advice from already well-working systems in EU nations. These are far more cost-effective, do not bankrupt the country - the only losers in these scenarios are the insurance companies who have no insurances to sell and profit from.When there is a middle man, the prices are always higher...

reply to post by buster2010

You complain the Obamacare is to blame for rates going up for the past year even though it isn't in effect yet. Obamacare isn't the blame the greedy insurance companies are the blame.

OBAMA care is to blame. The legislature did not have the foresight to introduce laws to prevent this piracy. The legislature did not have the foresight to impose penalties on companies using loopholes and legal tricks to avoid providing insurance. The legislature had to have foreseen companies scattering like roaches when a light turned on. As so many people say....Capitalism is about making profit. If the is no profit to be had than there is no business to be done. Simple cause and effect brought on solely by the Affordable Care Act. The law has gone into effect. Not completely into effect, this is true. Into effect nonetheless.

Affordable Care Act? PFFFTT. My family has spent approximately $8500 on premiums, prescriptions and medical devices since January 1st, 2013. The year before we payed out a little less than $3000.

Obamacare is to blame. The people that drafted the law did so from a position of ignorance, idiocy, and gullibility. With, In my opinion, a healthy dose of corruption & greed.

You do not blame rats for abandoning a sinking ship. You blame the captain that sunk the ship in the first place.

Originally posted by Cabin
I can not get why even trouble with the insurance companies... Just a middle man. Why not just lose them and use a tax, which would ensure universal healthcare, certain % from everybody´s salary, which go directly to hospitals and doctors through government.

For example, here I pay 7,5% of my salary for the health care. Whatever happens, whatever tests I need, the only cost for anything is once-only visitation fee, which I pay when I visit doctor for the first time, every other visitation is for free, including all the tests I need. For example, during the last year, I have gotten a total of around 30 blood tests (had some issues) , once MRI and 4 times x-ray - sports injuries. Total cost of everything - 5 euros + the taxes I paid. Two years ago, I got a surgery, I had a bad injury, so needed one. The doctor was world-class - other patients include olympic sportsmen, national teams etc - total cost 5 euros + one night of hospital stay - 15 euros - during the first visitation. Waiting period - 2 weeks till the surgery.

That is how the system works round here. There are no insurance companies, everybody pays 7,5% of their salary and receive as much health care as they need, whenever there is a need without worrying about any extra significant extra costs. No worries about whether insurance covers something or not, no worries about whether they can afford it. Simple, but works well and does not bankrupt any person or the country (one of lowest national debts in the world).

I just wonder why US does not take any advice from already well-working systems in EU nations. These are far more cost-effective, do not bankrupt the country - the only losers in these scenarios are the insurance companies who have no insurances to sell and profit from.When there is a middle man, the prices are always higher...

This would make so much more sense! I would gladly pay 7.5% of my income as to God knows what we're looking at down the road in this nightmare.

Our president and his administration (and Zars) are in their own little world. Even the people that voted for him are going to be doing some serious whining very shortly, and I for one can hardly wait for that start. If you made a list of the things this man has screwed up, besides Obama health scare, you would need a couple of hours to read the scary facts.

Obama is not one of us and should of never, and I mean never, been elected president of any country. He is inexperienced at best and also is a self centered habitual lyre that believes the crap he dishes out. I would bet you a diner he and Mechelle are having a glass a wine on Air Force One and laughing their butts offs. The stuff this guy has done and will do you couldn't make up in a political fairy tale. God help our helpless asses.

Originally posted by buster2010
You complain the Obamacare is to blame for rates going up for the past year even though it isn't in effect yet. Obamacare isn't the blame the greedy insurance companies are the blame.

You really don't get it, do you? Poor soul.

Yes, the greedy insurance companies are to blame.

Yes, Obamacare is to blame.

It's all working together.

It's called Corporate Fascism. Have a look....

It's all the same. It's one big train, and poor suckers like you are playing the conductor. You don't realize that you'll be run over, along with everyone else.

reply to post by Wertdagf


You are forgetting something, US is a capitalistic country, Obama is a capitalist, we are an all for profit nation also, private interest runs the government, private interest write the laws and they also wrote the mandate among other things in the health care reform.

This are facts, socialized means that the middle class as usual like its been for decades in this nation pays for those that can not afford to work or are in the working poor groups as usual.

The only problem is that the ratio between the working poor, poor and the productive tax payer gab is no longer equal.

The wealthy elite runs the country so they are exempt, thanks to the loopholes they make sure they have created.

reply to post by My_Reality


Amen Brother!!!!!!!!!!!!!!!!!!! I can only wonder about those that fell for the Obamacare crap before dissecting the bill like many of us did and found out who truly wrote the darn thing and who is to benefit the most.

Is nothing in the health care reform that say is going to control the medical and insurance business, they just put in there that it was going to be affordable for the poor, screw the working class and that no body can be deny, there is how the healthy would be forced by mandate to pay for those that are not so healthy, so in other worlds the healthy will be punished for the sins of the unhealthy

reply to post by tinker9917


Sure pay your 7.5%. What happens when the Govenment tells you that you can 't have the life saving proceedure you need because you are a registered Republican? Don't laugh. Look who got to keep their GM dealerships.

Originally posted by JIMC5499
reply to post by tinker9917

 

Sure pay your 7.5%. What happens when the Govenment tells you that you can 't have the life saving proceedure you need because you are a registered Republican? Don't laugh. Look who got to keep their GM dealerships.

It's better than paying 40% of my income for family insurance premium for good insurance that does not get used, and that's BEFORE Obamacare

Obamacare is designed to end in a single provider situation. Period. The single provider being the U.S. Government. The U.S. Government is not, nor will it be, set up to administer the single provider insurance. The insurance industry will be subcontracted to do it for them. Win-win in Obama's world - satisfying the socialist need while pimping out to the corporations who donate the largest sums to politicians.