Banks are so corrupted. Never had a problem until now.

So, My sister goes to do a transfer into my account of $75.00, (Her rent money). I figured it would be easier. Okay no problem.

WRONG.........

Her bank decides to put $75.00 of my money, on hold. On hold okay. They're not taking it out.

WRONG.

Heads are going to roll.

Well her bank does deposit the $75.00

But, they also took out $75.00 of my money.

They did not put the $75.00 of my money into her account.

So where did my $75.00 disappear to?

$75.00 is still unaccounted for.

Like wth??

I know when doing a transfer, the normal practice of banks, do not put your money on hold. So, wth? Why now? If she didn't get it and I didn't get it, then where the heck did it go?

Hey here's the Bank..

RBC bank is a bunch of idiots.

reply to post by Manhater


I hear you on that!

I have an AKUSA acc. and withdrew $40 from DFCU both are credit unions and do not charge a fee for withdrawels between them. I was at a wal-mart on Diamond in Anchorage and the money never came out. I then called both banks to resolve this issue, their representives told me it can take at least two weeks. I was on top of it calling constantly to get my money. DFCU deposited $40 back into my account because of the lack of funds spit out by their ATM, the next day the $40 was taken out of my account. Frusterated by this I contacted my bank and told my there was nothing I could do but contact DFCU I called them repeatedly and visited the bank manager, no call backs, no response, managers unavailable.... never got my $40. They became very rude, and the last few times I was told to leave, and escorted out and told not to return. WTF.

I called the police, nothing was done after I purposed that I have money stolen.. I want to buy eggs and toss them through their drive-in windows, jerks.

I feel your pain MH

BTW, S&F cause I hate those corrupt corps

Denali Federal Union can kiss my A**

Wow. It's almost as if all the laws were written to be in favor of the corrupt moneyholders....

This is why I stopped putting my money in a bank a long time ago.

Hope you get everything cleared up though.

reply to post by AK907ICECOLD


They iiegally stole money from me, then tell me that I cannot go into their banks?

Its like your best friend of 20 years, then your wife leaves her $8,000 engagement ring on your bathroom counter. The you invite him over for a BBQ, then leaves. The ring goes missing you call him.

"I didn't do that! How dare you accuse me of such a thing!"

Then he never hangs out, avoids you, threatens you.... and for some reason your the one going crazy, and look nuts to everyone

Misdirection and dis-crediting.....I kinda feel like Will Ferral in Zoolander when he says all of his looks are the same.

I FEEL LIKE I'M TAKING CRAZY PILLS!!

Nough said

reply to post by AK907ICECOLD


Lol,

I would of have taken that engagement ring and sold it.

Man, I'm so sorry.

Least I wouldn't be that rude.

Just be glad she gave it back.

reply to post by Manhater


No,no,no,no,no... I meant it as a example of what I believe what the banks do to the lower classes.

BTW, and no when she left she kept it, hahahaha, and I was smart not to spend more than I did...

Might have to change my name to ...... wait for it....... "WomenHater."

You guys getting ripped off by banks...I assume you have proof, and you need to use it and write in to The Consumerist.

If you haven't heard of Consumerist, check them out. They publish articles based on stories like these, lots of people who write in and get their story out there end up getting resolutions.

This is the latest big story I've read over there:
Soldier Says BofA Won't Help Him Get His Stolen $25k Back

Which was followed by:
Public Shaming Does the Job: BofA Gives Army Vet His $25k Back

Don't think because you are dealing in low amounts like $75 and $40 that they won't help you, the example above happens to be huge but most complaints and resolutions deal with amounts like you guys are describing.

Things are a bit messy out on the international economy. There is some work going on to standardise banking practice, but still a bit scattered for now. With subsequent deregulation it is making it hard for the consumer. Here in Australia we have a government role called the ombudsman. These guys help cut through all the public waiting line crap and get to the point. If you have a strong grievance they give you the right numbers to call and cover many different industries.

I am not sure if there is anyone to help in your part of the world, but if corporate regulation continue to fail in picking up this slack some market driven solution will have to evolve.

grr, they gave the 75 to my sister. I told her to write me a check. I don't trust her or the bank now. And to remove my account or I am going to close it.

reply to post by Manhater


Have you tried going in to the bank? You should get a reasonable explanation from a bank rep.

reply to post by AK907ICECOLD


Have you been able to resolve the issue yet?

reply to post by Manhater


If you tried to cash her check, chances are they'd STILL put $75 of your money on hold while the check cleared.

And, if you just deposited it, it would have taken a few days before it showed also.

Here's a trick though, if you need cash, and you'll get money within 3 calendar days, go to Amscot and get a payday advance. If you pay it back within 3 (calendar) days...no fee.

I've done this (back in the past) when I had a bill due the day or so before I got paid. Paid the bill, kept the lights on, then paid them back no harm, no foul.

Originally posted by Manhater
So, My sister goes to do a transfer into my account of $75.00, (Her rent money). I figured it would be easier. Okay no problem.

WRONG.........

Her bank decides to put $75.00 of my money, on hold. On hold okay. They're not taking it out.

WRONG.

Heads are going to roll.

Well her bank does deposit the $75.00

But, they also took out $75.00 of my money.

They did not put the $75.00 of my money into her account.

So where did my $75.00 disappear to?

$75.00 is still unaccounted for.

Like wth??

I know when doing a transfer, the normal practice of banks, do not put your money on hold. So, wth? Why now? If she didn't get it and I didn't get it, then where the heck did it go?

Hey here's the Bank..

RBC bank is a bunch of idiots.

edit on 14-4-2012 by Manhater because: (no reason given)

I'm pretty sure this should be filed under conspiracy theories; for, surely it was the heads of the two banks that got together in secret to pilfer your and your sister's funds. Well, for solace, I would say, read the dotted (small text) line.

Banks are really nasty to deal with when someone doesn't have much money lying around. I had my business account closed because it was inactive for too long, and I keep running into fees that are the same as the money I'm taking out or transferring. I've had money disappear like that once, but it showed up on the other side after a week.. That sucks that you just lost $75.00, maybe it will show up after a week or two like mine did?

reply to post by DenyObfuscation


Nope, Every time that I call the DFCU they will now take my complaint, but will not explain what happen nor call me back, and I talk to someone different each time.

reply to post by AK907ICECOLD

How many debits for $40 and credits for $40 are on your statement related to the ATM transaction? In your post I see 1 of each making it a "wash". The $40 taken out the next day by the bank had already been covered by the $40 put in your account. Even though you never received cash in hand, your account appears to be square unless there's more to the story. Let me know if there is more to it.

reply to post by DenyObfuscation


NONE, they never sent any to me, just told me it was there mistake. I asked plenty of times and most of what I asked was redirected and never giving a straight answer.

So the ATM $40 never spit out, no recipt,wasn't on my statement, but a $40 amount was gone.....

I don't know what else to say, I am not getting a lawyer over $40,

I just don't bank there at DFCU or use their ATM anymore.

reply to post by AK907ICECOLD

So the ATM $40 never spit out, no recipt,wasn't on my statement, but a $40 amount was gone....

Right, $40 debit from AKUSA acct because DFCU ATM reported that transaction. DFCU issued $40 credit to your AKUSA acct because DFCU ATM didn't dispense the $40 to you. Your acct balance has been corrected properly unless there is another debit from your AKUSA acct to DFCU that you haven't mentioned yet. That info would appear on a monthly statement from AKUSA in paper or online, right?

reply to post by DenyObfuscation


No it was not on there, that's why I was in a state of confusion.

both banks agreed, But as far as the documentation. it wasn't there, yet DFCU complied that it happened, yet there is no proof that it did or actually happened after they pulled the $40 back out... after they said it was there mistake? WTF

So I take it as a loss, and do not use them as a bank or money transfer in any sort. AKUSA said that its up to DFCU to resolve this issue and AKUSA cannot do anything until DFCU figures why they reinbused me, then took the money back. They WILL not answer my inquiry about this