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Originally posted by THX-1138
I have a feeling you complainers are not telling the whole truth about your situations and/or are simply not playing the game right.
Originally posted by THX-1138
I have a feeling you complainers are not telling the whole truth about your situations and/or are simply not playing the game right.
I keep getting 0% offers. I stay gettin' 'em. Various banks constantly offer to give me cash advances or to float my debt for only a 3% transfer fee, for a year, with 0% interest added to the principal.
Of course it is a 3% loan... get it?
Still lower than anything else I can get. I need to become a bank!
And you wonder why. I know you do. You ask how can they loan money at 3%. The answer is that they get it straight from the Fed for less than that. Plus they carry your loan as an asset and use it to loan out even more money.
Originally posted by Exopolitico
The best course of action is taking your money and putting it locally. When I say locally, I mean in a local bank, credit union, etc, outside the the FDIC.
Senate passes credit card bill on fees, interest rate increases
Meanwhile, some say the bill doesn't go far enough in protecting consumers. While it's "clearly a step forward, there are major gaps to be filled," says Sen. Bernie Sanders, I-Vt., whose amendment to cap card rates at 15% was defeated in the Senate, 60-33.
Originally posted by jjkenobi
I did exactly that. My accounts were with National City and the first thing out of my mouth when I saw PNC bought them with Federal money was "I'm switching banks". Took me awhile, but I finally did this month, to a local state bank. I'm still waiting on some final details before I close out the National City accounts but when I do I'll inform them why I am leaving.
Originally posted by epete22
Originally posted by HunkaHunka
How about this...
STOP USING CREDIT CARDS!!!!!
Amen brother. I too have not had a credit card in 8 years and If I can't use my debit card or cash then I don't buy it.
And quit watching TV
Mod Note: Trim Those Quotes - Please Review this link
[edit on 23-7-2009 by DontTreadOnMe] [/quote
The dumping of the idiot box seems to be a common denominator among those of us who have decided to be proactive.
Sometimes just saying "No" (and meaning it) can be a powerful weapon.