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ORLANDO, Fla. -
Many people signing up for health care in Florida through the Affordable Care Act have been shocked when they have to give proof of their credit score before they finish the process.
Anne Packham, one of many people licensed by the state to help people navigate the government's website, said on Tuesday that the credit check occurs so providers can make an educated decision about who to insure.
"If someone is defaulting on all of their bills they may not want to have them as part of their health plan," said Packham, the lead Navigator in Florida.
WHAT !!!!
Participants with low credit scores could end up paying higher premiums, according to Packham, who said that ultimately the insurance company makes the call.
darkbake
reply to post by xuenchen
I've been thinking about this for a while, the Affordable Care Act might not end up being affordable, and the fact that it is required could put a lot of people over the edge financially. I bet it affects the "middle-class" (does that exist?) but I bet it also affects the poor as well.
Dustytoad
reply to post by xuenchen
Do you know whether that's just a Florida thing or is it more widespread. I would assume it is more widespread, as insurance companies can't want to lose money.
So what if you are forced to get insurance, but you do not "qualify?"
Magic still doesn't exist, and it seems worse and worse the more I think about it.
Makes one have fantasies of losing their identity.
littled16
reply to post by xuenchen
Well if any of that is true it's really messed up! So the people least able to afford insurance- the working poor- are going to end up paying the most because they don't make enough to have good credit? What the heck? Make the rich richer and the poor poorer, divide the classes even further, then what? I'm not even sure I want to know anymore.