In regards to the surgery, this will absolutely not heal on its own. A fracture needs to be stable to allow new bone to grow. Really clean breaks
like that will slip all over the place if not secured. If in some way it manages to form a callus and attach, she will almost assuredly be lame on
that leg. A day or two is not the end of the world, but it is painful, and like I said, no healing will be accomplished. Additionally, remember
there's a lot of soft tissue (muscles, tendons, ligaments) that are all out of sorts right now. If you need the time to get your things in position
(remember, if you're out of house and home - she is, too), then that's just what has to happen. Sooner is still better in regards to getting that leg
on the path to being functional.
On a daily basis, I adjust bills around, schedule payment plans, point people to pawn shops, confirm with family members that there is indeed a real
medical issue so they can send some money to their shady relative, and take part in borderline black market deals to help make sure people can cover
expenses. As long as someone is going to put the effort in to do the right thing - so will I. Doesn't make it any easier. And don't get me wrong,
there's a certain extent where even I draw the line for my own pets.
Trupanion is, in my experience, the best of the pet insurance groups. Clients have tended to be happy with it. It's all as convoluted and nutty as
any human health insurance. They profile. A Dachshund in a lot of them will get declined for anything related to a blown disc, but when it comes to
a potentially costly undertaking for a Dachshund, that's numero uno. Usually, though, the big difference is that they will repay you what they feel
like they should - they don't really bargain with us.
If you should ever apply for a larger sum of CareCredit (and be approved), there's a little trick. You get a 6 month no-interest period. If you
allocate the first amount for up to $1,500 and then a second one for up to another $1,500, you can add another 6 months and get yourself a year
instead. It's a weird little technicality I used to do at the university for tons of people. You want time because they really come a knocking when
it's time to pay up. Shocking, I know.
Keep us posted on everything. You're in the perfect storm, but weathering it fairly well so far.
edit on 18-9-2012 by Miz0guchi because: Type-o