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How can the IRS legally assume the collection for a mortgage lender???

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posted on Jan, 16 2011 @ 06:02 PM
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reply to post by masterofnone
 


Here's your answer... using the phone number you provided

www.ctrtaxrelief.com...

CTR Tax Relief wants a cut of you too.

Ignore them. You have no contract with the vultures

From their own website.....what a crock!
" Our corporate philosophy is that no client should pay full price for a service until they know what their options are and what kind of help they can expect from us and no one should be turned away because of their inability to pay upfront fees. It is because of these philosophies, that we first obtain all the information the IRS has on file, analyze a client’s current and future economic situation, and then apply this information to the IRS and state resolution programs made available for you. Just like a doctor or mechanic, we diagnose the issue and determine what needs to be fixed, how to fix it, and then present you with a reasonable cost for our services. Once you decide to proceed, we will custom tailor a flexible payment plan that fits your circumstances."


edit on 16-1-2011 by masterofnone because: (no reason given)




posted on Jan, 16 2011 @ 06:08 PM
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reply to post by boondock-saint
 


i can only suggest that
get profetional help first and

1. you locate and contact your local de jur grand jury and show any documents you have
2. petetion the irs for leniency

become a soverign
xploder



posted on Jan, 16 2011 @ 06:10 PM
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Originally posted by masterofnone
Here's your answer... using the phone number you provided
www.ctrtaxrelief.com...
CTR Tax Relief wants a cut of you too.
Ignore them. You have no contract with the vultures

well I be dog gone !!!
thank you for calling and I believe you
are correct. Their address on the site
matches the address on the return mail
address on the outside of the letter.

Now why would they impersonate the IRS ???

The IRS is mentioned twice in the letter
and they refer to it as tax debt
not mortgage debt.

This is just plain fraud in my opinion.

what do you think ???

edit on 1/16/2011 by boondock-saint because: (no reason given)

edit on 1/16/2011 by boondock-saint because: (no reason given)



posted on Jan, 16 2011 @ 06:13 PM
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reply to post by boondock-saint
 




They're treading a thin line, legally IMHO.
You have no obligation to them, and don't let them tell you otherwise. They're using a scare tactic!!

Glad I could help!



posted on Jan, 16 2011 @ 06:15 PM
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reply to post by boondock-saint
 


fraud that alot of people may fall into
you MUST make attempts to publicise this
or others may get taken for a ride
does the us gov have a fraud department
start with them then contact news and paper
and spread around the net
dont let these scum get away with feeding like parasites of the loss of property

xploder



posted on Jan, 16 2011 @ 06:19 PM
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Originally posted by XPLodER
fraud that alot of people may fall into
you MUST make attempts to publicise this
or others may get taken for a ride
does the us gov have a fraud department
start with them then contact news and paper
and spread around the net
dont let these scum get away with feeding like parasites of the loss of property

ur right
they are taking advantage of a bad situation
and even scaring you into using their services
when I haven't yet got a 1099-C from the mortgage
lender OR a notice from the real IRS.

this is a total scam

now

I wonder if the mortgage lender gave them
this private info and labeled it as 3rd party
transfer of information. How did ctr get my info ???

I'll bet the mortgage lender sold that info to them
just like companies sells their e-mail list to
spammers.

edit on 1/16/2011 by boondock-saint because: (no reason given)



posted on Jan, 16 2011 @ 06:20 PM
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Maybe George Soros is playing games with you.
Can you connect him to this in anyway?



posted on Jan, 16 2011 @ 06:24 PM
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Originally posted by A por uvas
Maybe George Soros is playing games with you.
Can you connect him to this in anyway?

funny, funny, funny
ha ha

Not !!!!



posted on Jan, 16 2011 @ 09:43 PM
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Originally posted by boondock-saint

Originally posted by Neopan100
Sounds more like you need a tax attorney.

tax attorney???
this has nothing to do with taxes.
this is a mortgage repossession
and the remaining balance owed
after the house was repossessed.


This seems like a fraud to me. Make sure your not getting skammed. Usually what happens after repossession is they auction the house off and garnish your check at the worst for the difference. I don't see how the lender could have just skipped those steps and involved an entity that has absolutely nothing to do with civil debt issues.

Maybe they are wanting to collect on the property tax that wasn't payed while the house was in repossession/foreclosure?
edit on 16-1-2011 by Sly1one because: (no reason given)



posted on Jan, 16 2011 @ 09:47 PM
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Originally posted by boondock-saint

Originally posted by XPLodER
fraud that alot of people may fall into
you MUST make attempts to publicise this
or others may get taken for a ride
does the us gov have a fraud department
start with them then contact news and paper
and spread around the net
dont let these scum get away with feeding like parasites of the loss of property

ur right
they are taking advantage of a bad situation
and even scaring you into using their services
when I haven't yet got a 1099-C from the mortgage
lender OR a notice from the real IRS.

this is a total scam

now

I wonder if the mortgage lender gave them
this private info and labeled it as 3rd party
transfer of information. How did ctr get my info ???

I'll bet the mortgage lender sold that info to them
just like companies sells their e-mail list to
spammers.

edit on 1/16/2011 by boondock-saint because: (no reason given)


Yes that is actually a fairly common practice and it is illegal as all hell. You can actually find an attorney who can write you up a nice letter to copy and send to all these assholes and they will never try to collect from you again.



posted on Jan, 16 2011 @ 10:02 PM
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Originally posted by boondock-saint

Originally posted by mike_trivisonno
Make sure it is legitimate.
If necessary call the IRS.
It might be a scam letter
that only looks like it is
from the IRS.

its weird u mention that.
the phone number listed
on that letter was 888-552-3897.
I did an internet search for that
number and came up empty.
The letter came from a Dallas Tx
address and I could not find an IRS
location in Dallas TX.

Is this a scam letter by the
mortgage lender ???
they are the only ones
who knew how much the
mortgage was ???????


Do a internet search on the address. or try calling them from a payphone. NEVER from your own phone as debt collectors use this to find out your phone number so they can harass you.(caller ID)
Sounds like a wise ass debt collector trying to scare you into paying.

Or it could be some low level person at the mortgage company running a scam on the side.

I have a debt collector trying to collect on a ambulance ride i took back in 2006.
Since it was a emergency ride from a VA hospital to a near by teaching hospital the VA payed the bill.

Now some company called NCO financial systems ,inc is trying to double dip by getting me to pay to.
I have already called the VA to confirm they payed and just have to pick up the paperwork in a couple weeks when i go down for a appointment to prove it.
Once i have the papers that show the VA payed then i will ignore the bill collector and hope they screw up and i can take them to court for money..(i to am on disabled and on disability and could use the money)
www.ethannonsequitur.com...
www.ncofinancialgroupsucks.com...

I worked in another part of the debt collection industry as a Auto Repo man and sometimes the party that quit making there car payment had moved. we would send a letter that they had won a $2000 prize.
When they called to claim there prize we would ask some question to CONFIRM they were the right people
we would ask there address and phone number,
We would use the address to send the Repo crew for the car and in most cases it was there.
If it was not we would call them and give them a address to pick up the prize and it was a gated impound lot where we could grab the car. They got no prize.



posted on Jan, 16 2011 @ 10:29 PM
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I agree with Masterofnone. I was a tax accountant for 10 years and I have NEVER seen a letter that looks like you described. Most initial letters from the IRS are a form CP 2000 Notice of Proposed Adjustment for Underpayment/Overpayment. The IRS lists what you reported as income in one column, what they have per their records in the second column and the difference in the third. This has always been the initial contact form I saw for my clients. The "CP 2000" will be in the right hand upper corner of page 1 along with the tax year the IRS is proposing a change to, your taxpayer ID (social security number), the office responsible and a contact persons name, ID# and phone number.

Sounds like a "we're trying to look like official government business here" scam.



posted on Jan, 16 2011 @ 10:39 PM
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reply to post by boondock-saint
 


Boon,

This reeks of some of the low life stuff Dave Ramsey talks about.

Info of this sort gets sold everywhere and a crooked "collection agency" would be apt to do something of this nature.

The suggestion for calling the IRS is good. A call to an attorney is better. Heck, Call/write Ramsey! This would
DEFINATELY get you on the air!

He's dealt with BOTH.

I'm sad to hear about your health bubba. May the Maker watch over you and yours.


By the way. Any of you gubmint "spooks" reading this.

THIS is what ATS is about! We may raise hell at each other but we DO give a damn about each other!

edit on 16/1/11 by felonius because: add



posted on Jan, 16 2011 @ 11:10 PM
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Oh the IRS can collect BUT a IRS letter would have the copy of the court judgement with it.

The IRS can only take it IF a JUDGE makes a judgement against you.
and they send you a copy of the Judgement.

It there was not copy of the judgement likely you need to contact the IRS as this is likely a fake letter.

Oh by the way if it is a fake letter and can be traced to a collector you may never have to pay back the money as this would be a criminal act under FDCPA



posted on Jan, 17 2011 @ 12:43 AM
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One would think you could take your paperwork to a state law enforcement agency fraud division for free.Let them stick it to this out of state ( ?)scammer, if it crosses state lines I think the feds can play too. Best of luck; bet you feel more than a bit of relief.



posted on Jan, 17 2011 @ 12:43 AM
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post removed for serious violation of ATS Terms & Conditions



posted on Jan, 17 2011 @ 12:58 AM
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if it crosses state lines I think the feds can play too.


If it was mailed its postal fraud that all the feds need. show it to the postmaster at your post office.



posted on Jan, 17 2011 @ 01:40 AM
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Originally posted by boondock-saint

Originally posted by masterofnone
Here's your answer... using the phone number you provided
www.ctrtaxrelief.com...
CTR Tax Relief wants a cut of you too.
Ignore them. You have no contract with the vultures

well I be dog gone !!!
thank you for calling and I believe you
are correct. Their address on the site
matches the address on the return mail
address on the outside of the letter.

Now why would they impersonate the IRS ???

The IRS is mentioned twice in the letter
and they refer to it as tax debt
not mortgage debt.

This is just plain fraud in my opinion.

what do you think ???

edit on 1/16/2011 by boondock-saint because: (no reason given)

edit on 1/16/2011 by boondock-saint because: (no reason given)


The IRS is illegal. It was never legally ratified.

libertyforlife.com...

A good lawyer might even make them pay back everything they have taxed
you on for the last how many years?


edit on 17-1-2011 by Mr. D because: because



posted on Jan, 17 2011 @ 02:19 AM
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This might be relevant to what you are experiencing.

IRS Tax Consequences for Short Sales Vs. Foreclosures

"Recourse vs. Non-recourse
A recourse debt is a debt that the taxpayer is personally liable for. In this scenario the lender can pursue a borrower for any amount that is a deficient difference between the amount that the property was sold for and the balance carried on the mortgage. This amount is treated as income for the taxpayer, from which the IRS will send a income statement from the sale and hold the taxpayer liable. This happens quite often in a foreclosure.

A non-recourse debt saves the taxpayer from income tax liability on the deficiency amount. In these cases the taxpayer will not receive an income statement and will not owe any additional taxes. This is more common with a short sale."



posted on Jan, 17 2011 @ 02:53 AM
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Sounds like a scam (I only read the first page sorry if this was discussed)

I've heard of people getting them from debt collection companies, or debt collectors calling saying they are IRS..
As far as I know I've never heard of the IRS collecting private debts.. the only thing the IRS can collect on is Taxes.. state IRS's can collect on unpaid tickets, but never private debts.




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