posted on Jul, 16 2010 @ 01:10 AM
People stress themselves so needlessly, the problem with modern society is the fact that everyone has to have something "now" even if they cant
afford it, and idc how much you make, if you make payments on it you don't own it.
Advice for youngsters, live at home for as long as possible, even if you have a "career". SAVE two or three years worth of pay checks and only spend
what you HAVE to spend, take the money that you SAVED over those two or so years from living at home and go BUY your house in full.
in a few years you'll have saved yourself a lifetime worth of "worry and stress" and rather than worrying about making your overly expensive house
payment with ridiculous interest rates, you can take the rest of your life's paychecks and afford the "toys" you want down the road.
The same applies to vehicles, if you can't buy it outright then you have no place buying it, its this system of credit that has everyone in chains,
thinking they own everything when they don't when the reality is that you're going to be paying off most of this crap for the rest of your lives
because the interest keeps compounding when all you had to do was be just a little bit patient and sacrifice for a SHORT while to save up and OWN
these things, but no everyone has to have it NOW, well thats fine you sure got it now, but remember this, that nice toy you just had to have, will be
long gone when your still making payments on it well into your retirement...
weigh it, a few years of saving and its yours free and clear or a lifetime of payments on something that can be taken back if you slip up once...
that's a really tough one isn't it....
So in short the answer to enjoying your life is not to be stupid about the choices you make, use logic. a home is one of the biggest investments most
people will ever make, and payments on that home are what eat paychecks up monthly, which require those long work weeks and ridiculous wages. starting
off the smart way and buying in FULL will lesson the need for those long work weeks and wages down the road because you wont NEED to work about making
bills for the month, I mean a kid at mcdonalds can afford an electric and cable bill on their crappy wages, its the house payments that cause the
problems, so eliminate that crap early on.
be smart with your money and be patient, save your money for the things you want, shred up your credit cards and don't take out a loans unless
someone is going to DIE.
Most people these days don't own what they have, what they have owns them.
[edit on 16-7-2010 by C0le]