Progressive Insurance Sued for 'Patently Unlawful' Racism Against White Man

a reply to: FlyersFan

Look how far we've come, to able to sue insurance company's that discriminate agaisnt people because of the color of their skin it only took 70 some odd years and for a white people to get pretty much redlined...

a reply to: Gothmog

Have you ever tried to get a payout from an insurance company?

a reply to: ancientlight

Hey! That goes something like this: If you don't have full-coverage? You're a fool for even calling.

originally posted by: schuyler
It's a scam until you need it. And BTW, it's required.

In some States you can post a Cash Bond and be your own insurance company. I did this several years ago and do not pay for car insurance. The best part is that the bond is making 5%

a reply to: DBCowboy

You are not a publicly traded Company. Personally you can do whatever you want. He has a case here for the same reason as refusing to make a Gay wedding cake.

originally posted by: lordcomac
Doing anything based on race is racist, I don't care if there's a legal loophole.

I hope they get slapped hard for this, and then I hope the schools are next- loans/ discounts/ financial aid based on race is racist

At work, hiring people/ promoting people based on race is racist.

This is dumb and should have been stopped by now

1987 I worked for a Company that was a military contractor. We had a Black guy who screwed up a $40,000 carriage fitting. He wasn't fired, he was asked if there was a problem and he said that he couldn't se the markings when he drilled it up. He was sent for an exe exam, got glasses and given extra training. The Company paid for the exam and glasses, he got overtime for the extra training. A few weeks later he screws up again. He gets called into the office and he yells at them saying that he's talked to a lawyer and they have to have so many Blacks on this project or else they lose the contract. Turns out he was right. Later that week I went to a party for a guy who was in my old squadron and was getting out of the Navy. I asked Bob what he had lined up for a job and was told that he didn't have one. I gave him a card and told him to be there Monday at 8AM. The next day I went in, told my Boss about Bob and he promised to give him an interview. Monday morning Bob interviewed and I was called in as a reference for Bob. Bob was hired and sent for his physical, five minutes later the other guy was escorted off the property by Security. Bob started later that morning. Bob was Black and left the Navy as a cook, he retired from that Company two years ago.

originally posted by: JIMC5499

originally posted by: schuyler
It's a scam until you need it. And BTW, it's required.

In some States you can post a Cash Bond and be your own insurance company. I did this several years ago and do not pay for car insurance. The best part is that the bond is making 5%

That's great! I understand large companies with vast fleets of vehicles also use that approach because they have the financial resources to be able to absorb a loss caused by their liability. You are carrying the risk betting that an accident does not absorb your bond and then some. If you are sued for a vast amount and your bond does not cover it, your other assets, such as your house, will be used to satisfy the liability. And that's all an insurance company does: carry the risk.

I did the same thing with health insurance when I retired. Too young for Medicare, I bought a "catastrophe insurance" policy that had a very high deductible. My reasoning was that if I did get sick, paying the deductible would be equivalent to the premiums for a normal policy, so I'd break even. I did this for ten years and saved about $50K compared to a "normal" policy. Then I jumped on a "Medicare Advantage" program with an HMO and pay a whopping $28 per month. Then I got sick and required an operation that was billed out at $250K. Medicare told them to take a hike and paid $25K, about 10% of the billed amount. After all was said and done I paid about $2K, or less than 1% of the billed amount. So not only did the HMO pay for early everything, they acted as my advocate to against the medical establishment to reduce the billed amount. I could not have done that on my own.

So you can save a lot of money by taking on the risk, but it is a gamble. Good luck.

originally posted by: JIMC5499
a reply to: DBCowboy

You are not a publicly traded Company. Personally you can do whatever you want. He has a case here for the same reason as refusing to make a Gay wedding cake.

While true, I work in healthcare and I see grants all the time for specific allocations.

Now if it was a government grant, then that might have stipulations.

originally posted by: DBCowboy

originally posted by: JIMC5499
a reply to: DBCowboy

You are not a publicly traded Company. Personally you can do whatever you want. He has a case here for the same reason as refusing to make a Gay wedding cake.

Now if it was a government grant, then that might have stipulations.

Oh, yeah! I wrote a lot of grants while I was working and every single one had stipulations, usually from more than one party.

originally posted by: ancientlight
a reply to: Gothmog

Have you ever tried to get a payout from an insurance company?

Yeah , State Farm. .
Dude ran a stop signed and hit my car in the rear .
Other insurance company said they would not pay for a rental .
I went down and talked to my agent.
They told me to go rent a car and they would charge it back to the other company.
There was no rentals to be found anywhere .
State Farm agent stated go to the Chevrolet place and tell them he sent me.
Wound up driving a mint condition 1967 Chevrolet Impala straight out of the showroom .
1200 miles , single owner .
Wonder what the rental fee was for that ?
So , yes , I have.

a reply to: JIMC5499

Also in some states people can do the same with your property as a lean that as soon as the taxes slip and there is a failure to pay... *Donk* goes the mallet and it's theirs; Then the: Use to be owner, has to pay the lien holder(either way they profit like that 5% posted earlier). Typically the under insured & not covered at all are targeted.

I can assure you dirty state politics knows all about it and use it themselves; Even using city planning sometimes to plan such things or work around an established plan to *yoink* the rug right out from under people.

Having such a position then use the police for the power and *tada* that's how it is corrupt.

a reply to: Crowfoot

You have a point. I was offered a chance to buy a house that I was renting. It was a good deal as far as the person I was buying it from, but, I found out the the neighborhood had been declared a "Blighted" area, totally destroying the property value. They built a baseball stadium and were trying to have a developer tear down the neighborhood and build upscale housing.

a reply to: JIMC5499

Oh yeah the fsbo's that are rent to own are really sketchy.

Even without that scenario you went through; As some of them make the same sort of mortgage agreement a lender would but give you a horrible rate and it has the same clauses that typical renting does with a large amount down you can't get back. They are typically a result of people knowing that people want to be home owners but due to credit issues can't secure a mortgage loan.

The advertising usually reflects exactly what their loan is; In the own it in 5 or 10 years instead of 20 or 30 and the money they put down matching what they expect down. Then renting it... Means *kick* for whatever rent violations; Then they apply that down amount to what they owe in trying to pay it off quicker. Condos are commonly where that is found.