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The nation's largest health insurer, UnitedHealth Group Inc., is leaving California's individual health insurance market, the second major company to exit in advance of major changes under the Affordable Care Act. UnitedHealth said it had notified state regulators that it would leave the state's individual market at year-end and force about 8,000 customers to find new coverage. Last month, Aetna Inc., the nation's third-largest health insurer, made a similar move affecting about 50,000 existing policyholders. Both companies will keep a major presence in California, focusing instead on large and small employers. Full coverage: Healthcare law comes to California The moves illustrate how different companies are responding to a major overhaul of the health insurance market for millions of consumers. Starting Jan. 1, the federal healthcare law forces insurers to accept all individual applicants regardless of their medical history and provide a comprehensive set of benefits with limits on patients' out-of-pocket spending. Healthcare experts said some national insurers aren't interested in playing by those new rules in states where their presence in the individual market is relatively small and more profits can be made by tending to the employer market.
Household accounts are simply accounts of family members in your household, including your minor dependents, adult dependents (over 13 years old)ld), or spouse/partner (with their permission).
How can I view my dependent(s) or spouse’s pharmacy benefit online?
You can view and manage all your dependents under the age of 13 by accessing their account from the My Prescriptions Page. Select the dependent’s account you’d like to view using the View Accounts drop down box on the left hand side of the page.
To view and manage the accounts of any dependent age 13 and older, including your spouse, will require those dependents to grant you Caregiver Access. To grant you access to manage and access their accounts, your dependent must follow these steps:
Register on the member website listed on your new health plan ID card.
Within the pharmacy section of the member website, go to Household/Caregiver Access view listed under the My Account tab.
Select “Setup Caregiver” under Choose a Topic. Click Add a Caregiver and enter the name, birth date, address, phone and email of the person you wish to be your Caregiver into the form provided. Check the Agreement box at the bottom of the form and click Submit.
Once the Add Caregiver Access form is submitted, a confirmation email is generated and sent to the email address you provided.
The email will contain instructions and a special security code that your Caregiver will use to register within the pharmacy section of the member website. Those Caregivers with existing accounts on your member website will not have to register again.
Once these steps are completed, you will have full access to the account of your dependent or spouse.
The act further prohibits state agencies from establishing programs or promulgating any rules or policies to establish, create, administer or otherwise operate a state-based health insurance exchange unless the agency has received statutory authority to create it. The act specifically prohibits agencies from performing responsibilities of a state-based health insurance exchange unless authorized by statute.
The act prohibits agencies from entering into agreements to establish or operate a federally-facilitated health benefit exchange unless the agency has received statutory authority to enter into such agreements. In addition, the act prohibits departments and agencies from providing assistance or resources of any kind to any federal agency or department relating to the creation of a federally-facilitated health benefit exchange unless the assistance or resources are authorized by state statute or the assistance is mandated by federal law.