posted on Mar, 1 2013 @ 08:50 PM
To the OP, I understand where you're coming from. I think your perspective is different than mine though. I took student loans while I was in
university because my job was already lined up. Had I not been guaranteed that job after graduation, I never would have assumed the debt. Interest
rate at that time was 9%. I was married during my studies, was forced to take 19-20 credit hours due to time constraints, my wife worked a retail
management job for just over minimum wage, and I worked a highly skilled job for minimum wage. We lived paycheck to paycheck. We were often hungry
and NEVER 'went out' or paid for entertainment. When I graduated and started getting a paycheck, I paid my student loan off bulk, fast as possible,
still living paycheck to paycheck. I needed to get that dead horse off my back.
If times are rough, I wouldn't even consider paid entertainment (tv and internet). Walk or bus if you don't need a vehicle. Inexpensive foods
(which by the way are usually healthier) and never eating out. If you've already got a gun, don't bother with another. And don't buy any more
ammo than you plan on carrying long term, because if SHTF and you need your gun to survive, you'll be on the run. Chances are too that there's a
professional out there who'll do you in anyway.
Is it really that bad? In my travels (my country count is about 30 now), I've seen people surviving on so much less than we have in the US, you
would be embarrassed to complain. Look at your average welfare-collecting person in the US and see what they buy, what they drive, what smart phone
they have, and then listen to their entitlement attitude, and realize that somebody has to pay for this. After seeing what people endure in other
countries with absolutely no support from the state, I'm inclined to think we actually have it pretty good here in the good 'ol USA, even in the
worst of times.
Mind you, I'm not railing against the fight against a tyranny (which we have) and a select few getting rich off of our toil and tax, but before you
can complain about how bad things are with the intent of blaming the bad times on somebody else, you have to look at where you are channeling the
resources you do have.