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Originally posted by Neopan100
I can confirm--we are in the same boat..general debt (student loan, mortgage, utilities, etc) are killing us now..just 2 years ago..we had enough per payday to have some fun (buy books, go to movies, maybe a small clothing purchase) but now FORGET it..we barely put food on the table..our income has only slipped a little..so that tells me everything is getting expensive. We don't have cable and try to keep our debt at a very minimum..we are down..it's getting frustrating and depressing.
On another note..I have been thinking lately about going back to school for biology. Our local state college has a bachelor of science in forensic biology. I don't know if I want to go into debt another 25K to get it though???
Originally posted by miss_sky
Yeah. Its bad. Prices in everything have sky rocketed in everything. I used to enjoy going to the city clubbing at least every other weekend, dancing and having drinks, getting hotels. I haven't been out like that in 2 years! Now I'm struggling to put gas in my tank, keep food in my house and pay my bills. I quit paying my credit cards cause I got tired of trying to freeze my butt off all winter by not using the heat. The heating bills are ridiculous. I use the money I would put on my credit card towards the heating bill. My room mate and I only keep certain areas of our apartment heated, and still the bill is outrageous. I now spend alot more time in my room listening to my fave music while ats'n. My boyfriend and I spend most of our nights together in, with some red box movies and vodka. Its a real treat if we have the money to go out to dinner once in a while, or bowling or a movie. Everything has gotten ridiculously expensive. One thing I refuse to do is let money or lack of run my life. So I appreciate what I do have, what I can have, family, friends.... Things that matter the most.
The whole gun situation is insane. Gun stores are packed, everything is on back order. I was lucky enough to get my first gun recently, an ar style rifle. I've started target practicing which is mad fun by the way, and have also been picking up ammo here and there and I'm currently looking for a few extra clips. Its insane. My intuition tells me something is coming and I want to be prepared.
Originally posted by ObjectZero
If you've not started a garden yet you might want to. The growing season is starting and you still have time to jump on to it. If you don't have land to plant container gardens work well as well.
You can but a 55gallon drum from some production plants for less then $10. Cut it in half and make you self two nice size 27.5 gallon planters.
Originally posted by jtma508 " the elite are doing better than almost any other time in recent history. That's a fact. "
Originally posted by Hopechest
The key is to not live beyond your means, improve your skillset, and continually look for better jobs.
Does somebody really need a new car when they could take the bus, can you live without that cellphone, do you really need credit cards?