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House moves to eliminate Obamacare penalty to people who don't buy it
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Obamacare says, if you don't buy Obamacare, then you got to pay a penalty to IRS. Middle class don't want to buy Obamacare, so they pay penalty to
IRS. I think it's a good move. This law is Draconian. Why should I buy something like Obamacare? I don't want to. And I shouldn't pay a fine for that.
www.newsmax.com...
www.bostonglobe.com...[editby ]edit on 4-7-2017 by allsee4eye because: (no reason given)
It might not pass healthcare legislation over the summer, but Congress is making sure at least one part of Obamacare gets repealed — the individual mandate.
That restriction on the IRS would take effect Oct. 1, start of the new fiscal year.
In 2015, the IRS collected $3 billion in penalties from 6.5 million people who opted out of Obamacare, The Times reported.
www.newsmax.com...
Congress has been working for months on a bill to repeal former President Obama’s health care law, including the coverage requirement. That provision, known as the individual mandate, is widely disliked, according to opinion polls.
www.bostonglobe.com...[editby ]edit on 4-7-2017 by allsee4eye because: (no reason given)
a reply to: allsee4eye
I have read some really stupid comments on why people don't "need" health coverage over the past couple of years. "I am healthy and young" Yeah, said the 22 year old who later ends up in a catastrophic car accident and racks up 2 million in hospital bills. Healthy and young does not mean you don't need insurance.
I have read some really stupid comments on why people don't "need" health coverage over the past couple of years. "I am healthy and young" Yeah, said the 22 year old who later ends up in a catastrophic car accident and racks up 2 million in hospital bills. Healthy and young does not mean you don't need insurance.
How are they going to cover the preexisting condition clause? Or do they just expect the insurance companies to take that hit?
a reply to: kurthall
I never had health insurance. I'm in my 30s. I don't live in fear. I live in hope. Insurance companies make money by scamming others. That's how they make money. If you buy insurance, you would have a statistically expected loss, your money going to insurance companies. It's like lotto. Sure, you might win, but you would be expected to lose money when you buy lottery. That's why I never buy lottery or insurance.
I never had health insurance. I'm in my 30s. I don't live in fear. I live in hope. Insurance companies make money by scamming others. That's how they make money. If you buy insurance, you would have a statistically expected loss, your money going to insurance companies. It's like lotto. Sure, you might win, but you would be expected to lose money when you buy lottery. That's why I never buy lottery or insurance.
a reply to: Xcalibur254
The same way they covered it for the decades without the individual mandate. Oh wait...there was no Obamacare to fine people for not buying into their $#!$ insurance.
The same way they covered it for the decades without the individual mandate. Oh wait...there was no Obamacare to fine people for not buying into their $#!$ insurance.
a reply to: Xcalibur254
Pre condition means gene defect. Wait until gene therapy is ready to fix defective genes.
Pre condition means gene defect. Wait until gene therapy is ready to fix defective genes.
a reply to: havok
They didn't cover preexisting conditions prior to the ACA. That's the issue. The individual mandate allowed insurance companies to cover preexisting conditions without taking a huge loss or charging obscene amounts.
They didn't cover preexisting conditions prior to the ACA. That's the issue. The individual mandate allowed insurance companies to cover preexisting conditions without taking a huge loss or charging obscene amounts.
edit on 7/4/2017 by Xcalibur254 because: (no reason given)
originally posted by: kurthall
a reply to: allsee4eye
I have read some really stupid comments on why people don't "need" health coverage over the past couple of years. "I am healthy and young" Yeah, said the 22 year old who later ends up in a catastrophic car accident and racks up 2 million in hospital bills. Healthy and young does not mean you don't need insurance.
You're right. it is stupid. However, the issue here is being FORCED to buy a policy you do not want. I had a "catastrophic" policy with a high deductible in the thousands of dollars that I was perfectly content with and cost me what I could afford. It would have paid for that car accident. Further, I saved enough money every year compared to a "full coverage" policy to actually pay the deductible should I need it. To me that's prudent money management that saved me about $50,000 during the time I was able to do it.* But Obamacare came along and suddenly my policy wasn't "good enough" in their eyes so I was forced into a higher priced policy that included mandated coverage on issues that were of little concern to me.
It's all well and good for someone like you to come along and lecture me on my insurance needs. I don't really need to pay attention to you because, frankly, you don't have all the information needed to make an accurate assessment. All you have is attitude. But it's quite another issue for you to FORCE me to buy insurance YOU decide is good for me. You don't now; you just think you do. So butt out. That's what this is about.
* Catastrophe policy was $120/month. Full coverage was about $700/month. $580/month saved, or appx $7,000 per year over seven years was $49,000 saved. Deductible was $5000 and payouts were about 85% of a full policy.
edit on 7/4/2017 by schuyler because: (no reason given)
a reply to: Xcalibur254
I get that. Which is why I said there was no Obamacare decades ago.
We don't need to pay fine for people's pre-existing conditions. We don't need to pay a fine at all. The gov't takes and spends plenty of money to cover these costs, they just don't want to because they are terrible at handling finances. (like everything else)
My only point is that this mandate shouldn't even exist. Its outrageous to put a fine on someone if they can't afford a gov't scheme.
I get that. Which is why I said there was no Obamacare decades ago.
We don't need to pay fine for people's pre-existing conditions. We don't need to pay a fine at all. The gov't takes and spends plenty of money to cover these costs, they just don't want to because they are terrible at handling finances. (like everything else)
My only point is that this mandate shouldn't even exist. Its outrageous to put a fine on someone if they can't afford a gov't scheme.
I'm all for removing people with pre existing conditions out of private so everyone else can get cheaper coverage. Put the rejects on medicare, no
matter income.
Good, it's pretty despicable the scam the government has been running on people. They force you to buy Obamacare, but a lot of people can't afford it,
so then the government fines them for not being able to afford something the government mandates they buy! And people support this? No one who
believes in freedom. For those who say young adults need insurance in case they get in an accident - that's what catastrophic insurance was for, it
was for emergencies and was cheap. It didn't force you to buy all the crap that Obamacare did, which is part of the reason it was so expensive. Just
another government snow job that liberals were duped into supporting.
In 2015, the IRS collected $3 billion in penalties from 6.5 million people who opted out of Obamacare, The Times reported.
Refund now you b!/ches
a reply to: MOMof3
I can live with that. Sounds good to me. All I ever wanted gone was the individual mandate. I mean if they actually gave us universal, I could accept the mandate. But no way in hell will I pay a penalty for not having private non-insurance that always tries its best to cover as little as possible anyways.
I can live with that. Sounds good to me. All I ever wanted gone was the individual mandate. I mean if they actually gave us universal, I could accept the mandate. But no way in hell will I pay a penalty for not having private non-insurance that always tries its best to cover as little as possible anyways.
Not having insurance isn't stupid- it should be the only way.
Insurance is the *sole reason* healthcare costs are out of control. None of the other things that have happened to drive up the cost of health care in the US would have happened if nobody had insurance.
Insurance companies are a scam- it's a gamble, and I don't enjoy being FORCED to gamble. We all know the house always wins.
Get rid of insurance, healthcare costs WILL come down to a reasonable level again.
Yes, that does mean that some people won't be able to afford it- the same way some people can't afford a car, and others can't afford a place to live. Yes, that does suck. That's how the free market works- and this is a capitalist nation. If that doesn't work for you, consider moving to a communist nation, or a socialist nation...
I'm sorry the system isn't perfect- but cramming insurance down the throats just makes the problem of too many people having insurance, and driving up the cost of healthcare, MUCH worse.
Insurance is the *sole reason* healthcare costs are out of control. None of the other things that have happened to drive up the cost of health care in the US would have happened if nobody had insurance.
Insurance companies are a scam- it's a gamble, and I don't enjoy being FORCED to gamble. We all know the house always wins.
Get rid of insurance, healthcare costs WILL come down to a reasonable level again.
Yes, that does mean that some people won't be able to afford it- the same way some people can't afford a car, and others can't afford a place to live. Yes, that does suck. That's how the free market works- and this is a capitalist nation. If that doesn't work for you, consider moving to a communist nation, or a socialist nation...
I'm sorry the system isn't perfect- but cramming insurance down the throats just makes the problem of too many people having insurance, and driving up the cost of healthcare, MUCH worse.
a reply to: allsee4eye
So, you don't live in fear. Nor do I. Who is going to pay your hospital bills If you get sick, or in an accident??? They don't call an accident an accident, because you did it on purpose!!! DERP.....case and point, my friend was diagnosed with MS, at age 35, do you have ANY IDEA how much money it cost her per month???? One of her meds has a COPAY of $300......You not being insured shows you are ignorant.....Period, end of story.
So, you don't live in fear. Nor do I. Who is going to pay your hospital bills If you get sick, or in an accident??? They don't call an accident an accident, because you did it on purpose!!! DERP.....case and point, my friend was diagnosed with MS, at age 35, do you have ANY IDEA how much money it cost her per month???? One of her meds has a COPAY of $300......You not being insured shows you are ignorant.....Period, end of story.