House moves to eliminate Obamacare penalty to people who don't buy it

originally posted by: ConscienceZombie
I've been a lucky one. I don't make enough for them to charge me.

No offense, but my girlfriend is a waitress at a tiny local restaraunt (makes maybe $15-$20 in tips nightly) and her wage is $3.05.

She's considered to be above the line for social programs (medical insurance, for instance) - and if she were to take her jobs insurance, she would literally be loosing money by working there.

She was penalized. That's #ing bull#.

a reply to: allsee4eye

When they do I will file my taxes...

Why are you Americans still scratching your heads like confused chimps when it comes to making healthcare work?

Every other developed nation has made it work one way or another.

France, Singapore, hong kong, germany, Norway, Denmark, Finland , Japan all have vastly diffrent systems, some some very free market orientated, some socialised, some in between but all have three things in common......

1) all are constantly at the top in world rankings for best healthcare.

2) all have vastly cheaper healthcare costs than the USA.

3)all provide healthcare for all even in singapore and Hong Kong which is among the most deregulated and freemarker style systems (i believe they provide very low intrest loans to cover those that cant pay obtain very exceptional cases hospitals provide grants on a case by case basis).



So why id the USA derping about and trying to reinvent the dammed wheel?

originally posted by: kurthall
a reply to: allsee4eye


I have read some really stupid comments on why people don't "need" health coverage over the past couple of years. "I am healthy and young" Yeah, said the 22 year old who later ends up in a catastrophic car accident and racks up 2 million in hospital bills. Healthy and young does not mean you don't need insurance.

You back again with the ? I would hope you were adult enough to be over that. It is ok every now and then , but not on every post.
You do know health insurance is optional , right ? You do know that there are ways to obtain insurance other than ACA , right ? That one of the cheaper is through a US citizen's (ahem) employer. I have a private policy that I purchased myself .

In your example , treatment at the hospital is somewhat reimbursed by the US government using US citizens' (ahem) tax money. The insurance companies have nothing to do with it and no skin in the game . Where did you get that ? You do know insurance companies DO NOT own hospitals , right ? And they have no responsibilities except for "covered individuals". Most ERs and hospitals have a rule - They cannot turn anyone away . With or without insurance . This has been in place since I can remember. And I can remember a long time back.

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originally posted by: crazyewok
Why are you Americans still scratching your heads like confused chimps when it comes to making healthcare work?

Every other developed nation has made it work one way or another.

France, Singapore, hong kong, germany, Norway, Denmark, Finland , Japan all have vastly diffrent systems, some some very free market orientated, some socialised, some in between but all have three things in common......

1) all are constantly at the top in world rankings for best healthcare.

2) all have vastly cheaper healthcare costs than the USA.

3)all provide healthcare for all even in singapore and Hong Kong which is among the most deregulated and freemarker style systems (i believe they provide very low intrest loans to cover those that cant pay obtain very exceptional cases hospitals provide grants on a case by case basis).



So why id the USA derping about and trying to reinvent the dammed wheel?

Money

a reply to: Trumplover123

It isn't that the average person can't afford healthcare, they can't afford American health care.

originally posted by: allsee4eye
Obamacare says, if you don't buy Obamacare, then you got to pay a penalty to IRS. Middle class don't want to buy Obamacare, so they pay penalty to IRS. I think it's a good move. This law is Draconian. Why should I buy something like Obamacare? I don't want to. And I shouldn't pay a fine for that.

Insurance only works if people buy in before the catastrophic happens. As a society we can either allow insurance companies to deny people with preconditions or not. If we don't allow insurance companies to do that, then we must also pay the cost for those who opt out of insurance. If you want one, you must have the other.

originally posted by: allsee4eye
a reply to: kurthall

I never had health insurance. I'm in my 30s. I don't live in fear. I live in hope. Insurance companies make money by scamming others. That's how they make money. If you buy insurance, you would have a statistically expected loss, your money going to insurance companies. It's like lotto. Sure, you might win, but you would be expected to lose money when you buy lottery. That's why I never buy lottery or insurance.

Not true. Death and taxes aren't the only certainties in life, illness is there too. You will get sick, and statistically you will get a major illness, if not more than one. That's the whole reason why the insurance model doesn't work. Insurance only works when catastrophic events are rare. Sickness is common.

originally posted by: MOMof3
I'm all for removing people with pre existing conditions out of private so everyone else can get cheaper coverage. Put the rejects on medicare, no matter income.

And then how do you pay for them? Taxes. You'll pay either way.

a reply to: schuyler

You're confusing needs and wants. From your posts, frankly I'm not convinced you're even aware of what you need.

a reply to: kurthall

My personal opinion is that if someone chooses not to get insurance they should not get treated. Solves that problem.

originally posted by: OccamsRazor04
a reply to: kurthall

My personal opinion is that if someone chooses not to get insurance they should not get treated. Solves that problem.

I think you mean, unless I'm mistaken, if they cant afford to pay for it...if they can, theres no reason imaginable that they shouldn't get ttreated without insurance.

a reply to: Aazadan

Everyone pays medicare, it is not Medicaid.

a reply to: alphabetaone

Yes, I should have stated that I suppose.

originally posted by: OccamsRazor04
a reply to: alphabetaone

Yes, I should have stated that I suppose.

Not to me, because I'm pretty damned sure I knew what you meant. But let's be realistic, around here, omissions or anything left to other peoples imagination tend to take on a meaning a poster never meant to convey.

originally posted by: MOMof3
a reply to: Aazadan

Everyone pays medicare, it is not Medicaid.

Everyone pays Medicaid too. Just to their states funds. And we have far less control over state budgets than we do over federal.

It's the 4th of July just celebrate your freedom.

a reply to: allsee4eye


This move by the House to eliminate the Shared Responsibility Payment (aka "Insurance Purchase Mandate") is just an attempt to brown-nose the public...to score brownie-points for the 2018 mid-term elections.

The mandate is toothless. Insurance Coverage Can't be Verified. Only the extremely careful, or dumb, or religious, people pay it.

When ObamaCare is repealed, the mandate goes away.

originally posted by: Mandroid7

In 2015, the IRS collected $3 billion in penalties from 6.5 million people who opted out of Obamacare, The Times reported.

Refund now you b!/ches

ohhh...that would be SWEET.