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originally posted by: nOraKat
How do you pay your rent?
That's only $916 a month / $229 a week before taxes, medicare and social security.
Probably comes out to $169 a week after taxes.
What place can you rent with that? It's hard to believe..
originally posted by: olaru12
a reply to: wantsome
From my perspective, it's not just hate for the poor but an orchestrated hate fest directed at minorities, and anything not
Studying the psychological effects of poverty is not usually met with enthusiastic approval. In the past, such research was often tainted with racism. It was also accused as being a way of blaming the poor for their behavior. Sometimes it has been seen as unnecessary because of the belief that although the poor are more deprived, they are happier. However, scholarly and public opinions are becoming increasingly more open to studying the effects of poverty on psychology and behavior. It is slowly beginning to be seen as a way to tackle poverty.
Studies have already shown that poorer people have elevated levels of stress, and it is also widely known that stress is linked to depression. Depression, which causes absenteeism and lower levels of productivity, costs the U.S. and U.K. up to one percent of their GDP each year. People who are suffering from extreme stress and depression are less likely to make long-term investments in their health and education. They are more inclined to seek short-term rewards rather than long-term ones because they find it harder to delay gratification. These psychological effects of living in poverty make it more difficult for people to climb out of it.
Researchers are now exploring whether lowering stress and depression can improve people’s mental states enough so that they make better financial decisions and are more motivated about their future. When they are offered more psychological-centered treatments, such as therapy or counseling, people might be more likely to build a path out of the poverty trap. Studying this connection could also help explain why aid sometimes does not seem to work as it should. Microloans, for instance, might be financially helpful, but the added stress to repay loans might make poorer people’s lives worse.
Direct aid, instead of microloans, might be more beneficial. Johannes Haushofer, founder of the Busara Center for Behavioral Economics, has started studying how stress affects one’s ability to make good financial decisions. He found that giving unconditional cash transfers to families lowered their levels of depression and stress. In turn, they were more likely to make long-term, thought-out financial decisions. The effects were especially prominent when the cash transfer was a big enough size and given to women.
i knew a couple, neither had a car, neither had a job, yet they had spent over $1000 on a video game in couple months
Live your entire life walking on egg shells people, that is what you do.
originally posted by: olaru12
a reply to: burgerbuddy
Are you a Christian?
If it's any of your business....
I grew up in a very fundamentalist Southern Baptist home. That's why I don't trust Christians; they used to beat me and spew biblical quotes and scripture at the same time. They seemed so full of hate, racism, and holier than thou BS.
However I do incorporate REAL Christian values into my personal theology. It takes a hell of a lot more than quoting scripture, chapter and verse to make a Christian. It helps to have honor, compassion and a sense of human decency and not just claim you have those qualities. Giving to others, calling it charity then patting yourself on the back, that's not Christianity...That's pride, vanity and arrogance.
That's just my experience with organized religion and those that subscribe to it... Your mileage may vary..
When I was poor just as now, you no matter how smart you may be, have no clue whatsoever of where my struggle lies without studying me.
If you took most poor, you could give them 1000 or 100000 and in either case, they will likely be broke within a matter of days. No amount of money short of an infinite amount will fix that.
In August, Science published a landmark study concluding that poverty, itself, hurts our ability to make decisions about school, finances, and life, imposing a mental burden similar to losing 13 IQ points.
It was widely seen as a counter-argument to claims that poor people are "to blame" for bad decisions and a rebuke to policies that withhold money from the poorest families unless they behave in a certain way. After all, if being poor leads to bad decision-making (as opposed to the other way around), then giving cash should alleviate the cognitive burdens of poverty, all on its own.
Sometimes, science doesn't stick without a proper anecdote, and "Why I Make Terrible Decisions," a comment published on Gawker's Kinja platform by a person in poverty, is a devastating illustration of the Science study. I've bolded what I found the most moving, insightful portions, but it's a moving and insightful testimony all the way through.