reply to post by GUICE2
You are not entitled to breaks from anyone, and especially not from private businesses. You and businesses already get breaks from the government. And
yes, you do get breaks just like the businesses do from the government. You get tax credits, so do they. You get tax deductions, so do they.
People are entitled to whatever their employer wants to pay them. If companies want to pay retired board members, they are entitled to do so. You do
not get to order around companies. They have shareholders, and those shareholders are the method to control policies like that. If you are not a
shareholder, why do you care if companies pay their retired CEOs? Who cares? I don't. Just saying "BSBSBSBSBS" doesn't change reality - why is it
you should get to dictate company policy if you are not a shareholder? Do tell.
I already said I owe money. And I have made sure I owe money at low interest rates. You could do so too, if you wanted. You had the foresight to
control that, you did not. Now you pay the penalty. You can still pay it off, if you choose - it may not be fun, but you could. Instead you blame it
all on the corporations.
You should PAY MORE than what you spent. This is common knowledge, its called the time value of money. When you spent someone else's dollar that
dollar is now worth less than it was when you spent it. Since you decided to spend other peoples money, you should have to pay for the luxury. The
company must keep up with your debt and monitor what you owe, that costs money. Finally, banks are not charities, and they are in this for a profit.
After they charge you for the time value of money and their costs, why is it they should not charge you for the luxury of using their money? And since
you have a higher chance of defaulting, you get charged more. This make logical sense - you are likely to stop paying and they lose all their money,
so they charge you a higher interest rate. You could improve your credit and lower your rates, if you wanted to. It would not be easy and would take
time, but you could do it.
That people do not understand interest is not anyones fault except the people who take out the loans. It is not the bank's responsibility to treat
you like a child and tell you what you should and should not do. It is your responsibility to be educated about your obligations.
I love how you keep assuming I'm so selfless non-caring person because I believe you are responsible for your own decisions. It is the height of
caring that I believe people should have the right to do what they will, including buying things they cannot afford. But no, you would rather you not
have to pay for the true costs of your decisions. That makes you completely uncaring about anyone except you. It's all about what you have to pay,
what you owe.
I can tell you've got nothing when you start making sweeping generalizations about AIDS and stuff like that. It's so comical I won't even do it the
dignity of responding. If you do not understand the concept of personal responsibility and where it does and does not apply, then I cannot help you.
YOU decided to tell us about your personal finances, I did not ask about them. If you don't want people to tell you to be responsible for your own
decisions, don't offer up your finances. No one asked for it. I have already said I owe student loans, AND I TAKE PERSONAL RESPONSIBILITY FOR THOSE
LOANS. I took out the loans, I used the loans, I understood the terms of the loan document I signed. I am paying interest and I should, because using
other peoples money comes with a cost. I decided to pay that cost.