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Originally posted by ajay59
You are not alone in your plight. I suggest checking out this link to combat unfair and illegal debt collection practices.freedomreigns.us...
Originally posted by phroziac
I want to start by saying i do have an anxiety problem. Especially when it comes to telling people off or asking girls out.
So today i received a letter from a collection agency for a bill from "lakeland regional healthcare", a local company that runs 2 hospitals and a couple of walk in clinics. I went to there walk in clinic over a year ago to get a mrsa abcess drained....my mistake, shouldve used an exacto knife. Bill was $187 (exacto knives are $10). I was told they do not take my insurance but they would send the bill to my insurance company so it might count towards my deductible. I was told to pay with "cash", used a debit card. Did this immediately after service was rendered. A couple of weeks later they started hounding me with bills for the exact anount i paid, for the exact services i paid for....which by the way i couldve done myself for ten dollars. They hounded me relentlessly with phone calls, but its just a recording.
And i wrote them a nasty letter. Forgot to send it.
They sent me to a #in coection agency. Really? I called them to cuss them out, told them i will not pay. Did end up paying them $35 for an er bill i apparently forgot about (i just throw away all letters from lakeland). Funny thing is i remember that being a 350 bill, that i wasnt going to pay because it was stupid (also for mrsa).
Also have another debt collector hounding me for a 1400 dollar cell phone bill i refuse to pay. Basically tmobile broke our contract by providing me with severely poor customer service. Had been a customer for 5 years. but id call them and get put on hold for hours. So i couldnt cancel the service, dont have time. But it was turned off for non payment. They also hit me with 600 in early termination fees. i also recently told these people, i will not pay, i do not owe that.
How the # did it ever come up to 1400 though? I waited two months to cancel at 200 a month. I infact also didnt pay them 200 for the last lrgitimate bill.
Sick of these #in people hounding me. Im going to start answering their calls again and blowing the # up on them...
They also only borderline follow the law. In particular, midland credit management has refused to prove i owe them a penny. But they keep calling me. They also have a credit card bill from chase that i legitimately owe (from when i was homeless). they offered me a good deal but wouldnt prove to me i owe the debt. Also wouldnt put a deal in writing for the lesser amount. im supposed to trust you why? They even wake me up 8am sunday mornings sometimes