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When one takes into consideration all these taxes - direct and indirect, excise and impost: income (federal, state/provincial, and local), sales, GST, Sin taxes (alcohol, tobacco), permits (firearm, building, septic, well), endless banking service fees (credit cards, stocks, bonds, accounts...), endless fines and penalties (traffic, invoice late fees...), travel (flight, hotel, rental), capital gains, corporate income, court costs, licenses (marriage, dog, hunting, fishing, driving, piloting, all professional, all business), insurance (property, life, medical, vehicle, employment, workers compensation), fuel permit, gasoline (about 37%), inheritance, inventory, IRS/CRA interest and penalty charges (tax on top of tax), luxury, property, real estate, social security/Canada pension, truckers road usage, registration fees (birth, all professions, all vehicles), school, sports, communication (TV, cable/satellite, internet, fax, endless telephone service fees (universal, federal, state/prov., and local charges, surcharges, minimum usage.... ) tolls (road, bridge, tunnel), utility (water, gas, electricity, garbage), and the biggest, most insidious of them all: inflation which is tax on the ‘money’ itself, .... breathe ... we are being taxed well beyond any bracket which we might have previously estimated. If you add it up, and no one can do this and remain sane, you will see that 85% of your labor is going to ‘pay’... NOTHING.