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Originally posted by Qoelet
Well... dunno about the bank card et. al. Physically - sounds much like sleep paralysis... which is very common and can be as a result of stress, strange events/experiences or a history of sleep problems (vivid dreams, insomnia)...
Originally posted by CallMeMaury
It sounds like you are experiencing extreme paranoia.
You sleep with a loaded handgun and brandish it at phantoms.
I hope you live alone with no one in effective range.
I would suggest psychological help.
Originally posted by HaTaX
You may not think much of your experience with the occult in the past, but depending on what happened that could explain the presence of an entity in your life.
Maybe you could give the short version of that long story?
Originally posted by iNTERPLANETARyR.O.M.E.O.
it sounds like what you saw is (if not hallucination) definitely a shadow person. what led you to this description? did you hear of them before seeing one or vice versa?