Sorry to rain on your parade mate, but I work for the Bank of England , There's absolutely no way we as an organisation can cope with setting up
mortgages for the public.
We don't even have the facilties for online banking , we have a few personal accounts for staff and ex-employees , but the company doesn't want to
invest in the 'link' system for our customers to have access to their own accounts, too much money, and even then I think the bosses want to get rid
of the personal account anyway( its been in the pipeline for a while now but no clear decision one way or the other).
To set up mortgages for the public would take a huge undertaking in staff and expenses, and then we'd have to deal with all the paperwork on an
ongoing process.
We used to subsidise mortgages for staff , many years ago and even then it was with another bank, ( you scratch my back and I'll scratch yours sort
of thing).
So unfortunately , a good idea as we have the lowest rates but the greedy high street banks would kick up a stink anyway because they'd lose out in
money made from the inflated prices they charge..

