reply to post by candyfloss
In 1989, uninsured and making $3.35/hr, I paid $25.00 for a doctor's visit, $7.75 for a pregnancy test and $4.15 for an antibiotic.
In 2008, insured, making $12.00/hr and paying $65/wk for health insurance, my co-pay at the doctor's office is $35.00, my portion of the urine test
is $65.00 and the antibiotic co-pay is $20.00. If I did not have insurance, the same doctor's visit would cost in excess of $300.00.
In 1991, uninsured, a trip to the emergency room cost me $212.00 complete with an x-ray. (My take home pay at the time was $164.00/rent was $90/mo)
Last month, the same kind of trip to the emergency room cost $3,843.00 total; I received a bill for the hospital, the x-ray technician, and the
emergency room physician. Thank goodness, I have insurance and only had to pay $484.00. Too bad my take home pay for a week is $324.00 and my rent
Even with insurance, I really have to weigh the financial consequence of getting medical care. If I did not have children, I would drop the insurance
and never see a doctor. Did I forget to mention that I could not pay all the doctor bills (my son has diabetes and MUST get a prescription for
syringes to deliver his insulin) and the clinics one after another refused to continue seeing my son to get the prescriptions? So now we have to go
to the ER each time he needs more syringes and apply for the community care program to cover what the insurance company will not so they will allow us
to pay $10/mo and just keep adding the hospital bills together and the technicians and doctors send their bills to collection agencies. Did I also
forget to mention that the insurance now has the clause "necessary tests"? So if a doctor does not know what is wrong with my child, the insurance
company will not pay for the test because they say it is not necessary to use a tests as a process of elimination to figure out what is wrong.
Perhaps, I should also mention that the insurance companies and not the doctor determines how long a patient stays in the hospital. Maybe, I should
also mention, a visit to the hospital a couple years ago with my son resulted in a month in intensive care ($480,000) that forced my employer to go to
a different insurance company that would not cover my son's pre-existing condition for a year.
Why do people not get the health care they need? One reason is the cost and another is because they are denied, add to that insurance companies now
determine what is necessary and what is not! Fewer doctor's and clinics are accepting Medicaid, forcing people to go to the emergency room. No one
is going to go to the ER for a monthly check up!
On a different note, hospitals have downsized staff and raised their bills to cover those that do not pay. An average nurse will work 12 hour shifts
4-5 days a week and raise a family. Overworked and overtired... mistakes happen, an overdose of a drug administered to an infant can very well happen
or symptoms of a far more serious illness can be overlooked.
Jenny McCarthy's son was misdiagnosed several times before she finally got a smart doctor. Another celebrity's infants were overdosed and he sued
the hospital and the nurse who did it. You hear about these people, but you don't hear about people like me misdiagnosed with pinkeye only to have
my tear duct burst a couple weeks later, or the guy that went to Bay Area Hospital, was sent home with a misdiagnoses of constipation and died from
internal bleeding, or the mother that kept taking her baby to the ER because the baby wouldn't sleep and wouldn't eat and just kept crying. She
kept getting sent away as well, the doctor telling her to quit being such an overly worried mom and babies will cry and go through stages, only to
accidentally find out when she went out of town and her baby went into a coma that her baby had a twisted colon.