posted on Oct, 3 2003 @ 01:35 PM
Yeah, its funny, in all these books and tv shows, i am amazed how out of touch with reality thise experts and advisors are.
The talk to a non existant population that makes 40 grand a yearm works nice white collars jobs (notice how on MSN and other sites, thier job tips
include words like office, managers, ect).
They seem to overlook that many of us are lucky to make 20,000 dollars a year. When you consider the cost of rent, utilities, food, and what that
leaves you with out opf a paycheck......
They are compeltely out of touch.
My income info:
On an avergae month when I worked full time:
My total month income was 1150.
Rent, in a cheap apartment: 600
Phone bill with one long distance call to california: 40
Car Insurance: 90
Water and sewage:30
Food for myself: 100
Personal hygeine:30 bucks
Medical insurance: 25
food and cat litter for my cats: 15 bucks
Total for basic living:980 dollars a month spent on basic necessities.
that leaves me with:
170 for everything else: clothing, entertainment, emergencies when my car broke, car maintainence, unexpected high electric bills (electric bills in
the winter get as high as 80) UNEXPECTED MEDICAL EMERGENCIES, doctor expenses not conevred by insurance, extra gas for longer trips, veterninary
emergencies for that cats, extra phone calls, having dinner out once in a while, ect ect ect.
170 bucks aint #. Emergencies and the unexpected always popped up. Even with buying most of my clothing at the goodwill when I needed new clothing. I
often eprformed routine maintancence on my car by myself buying oil filters and oil for changes. There is also car registration, yearly, smog checks,
ect. Taking the bus was not an option, as I worked graveyard shift, no busses run at that time.
Above figures are for a 9 dollar an hour job, working 40 hours a week, minus federal income taxes, social security taxes, and medicare.
9 dollar an hour jobs are the most common, and when we do get a raise, it usually, after like a year, if were licky, we get 25 cents an hour.
Economists and experts are totally out of touch with reality. They ened to wake the # up and look at the actual cost of living in comparison to what
people make. for isntace, 40 grand a year in georgia might be alot of money and make you rich, but say, that same amount on the west coast isnt #, its
considered about average.
I cant afford to live on my own anymore until ive saved up at least 1400 dollars just to get into an apartment.
And i knwo alot of people who work 9 dollar an hour jobs and have to support families on that income. My figures are for a single person living alone.
When i was collecting unemployment for 800 bucks a month, can you see how bad it got?