10+ Reasons Not To Re-Elect Obama

reply to post by sageofmonticello

"Some people choose not to have health insurance because they want to pay out of pocket. why should they no longer be allowed to do so? I don't have health insurance because I am young and don't get sick often and would rather save money than waste it on something I don't currently need, why should I be forced to buy it?"

Because when you step funny off the curb and break your leg, you will go to the emergency room and wrack up a bill around $10,000+. Do you have $10k in a savings account for just such an emergency? Maybe you do but most don't. And what if you find yourself diagnosed with cancer? No insurance company will take you (without Obamacare) and your bills will bankrupt you. Who ultimately pays those bills for you? The people who DO have insurance, that's who. What we REALLY need to do is get the "for-profit" part out of our basic healthcare system.

I won't be voting because NONE of the candidates represent me.

Obama is a war president who signed away our civil liberties.

Romney is a flip flopping corporate shrill.

Gingrich won't win and thank goodness. He's the douche of the century.

Paul has no chance and even has some batsh*t crazy ideas.

reply to post by theplu

Because when you step funny off the curb and break your leg, you will go to the emergency room and wrack up a bill around $10,000+. Do you have $10k in a savings account for just such an emergency? Maybe you do but most don't. And what if you find yourself diagnosed with cancer? No insurance company will take you (without Obamacare) and your bills will bankrupt you. Who ultimately pays those bills for you? The people who DO have insurance, that's who. What we REALLY need to do is get the "for-profit" part out of our basic healthcare system.

Dude... PAYMENT PLAN. Anyhow, you are exaggerating circumstances. What part of the cost of medical treatment is supposed to get reformed? The cost or our cost?


According to the U.S. Bureau of Labor Statistics, Consumer Spending in 2007 (the most recent figures available), the average annual household out-of-pocket expenditure on health care was $2,853. This is a third of what we spent on “transportation” and 10 percent less than what we spent on the “transportation” subcategory of “vehicle purchases.”

What we spent on health care was just $185 more than what we spent on “food away from home”. So is reform really all that necessary anyhow? Some facts for you to consider, if you have the balls to challenge your beleif structure, that is.

And who are these uninsured people? Sally Pipes is the president of the Pacific Research Institute think tank in San Francisco. She is the author of two books and numerous articles about health care and has been named by Forbes as one of the world’s thirty leading experts on the subject. According to her:

10 million of the uninsured make more than $75,000 a year

18 million make more than $50,000.

Another 10 million uninsured Americans turn out not to be Americans, but rather illegal aliens. Now I think they still deserve to visit a hospital to save their life and the laws agree, nobody can be turned away, so they do get emergency care, even if they will never pay for it and are citizens of another country.

14 million uninsured Americans qualify for the social insurance available under Medicare, Medicaid, and/or State Children’s Health Insurance Program (SCHIP), but they have not been enrolled.

According to Obama, Forty-six million people in the USA have no health insurance. You do the math.

Obamacare is not about reforming health care (which honestly everyone can already get for free from the state if they can't afford it) it is about changing the fundamental role of the federal government. Nobody that needs health care is currently being denied healthcare based on their income.

At least 28 million Americans have decided healthcare is not for them though.

What we REALLY need to do is get the "for-profit" part out of our basic healthcare system.

In 2009 the Archives of Internal Medicine published a study showing that between 1995 and 2003 the average annual income of primary care physicians dropped by 10.2 percent. On the other hand, the cost to become a doctor is steadily rising. Take profit out of the equation and you will take the motive for smart people to become doctors out of the equation. I don't know many people who will go through 8 years of school and 4 years of residency as well as spend hundreds of thousands of dollars for the education not to eventually make a profit.

What we need is people that have no handle on the problem to shut the heck up, learn about the issue and not make arguments out of ignorance to the facts.

Originally posted by sageofmonticello
reply to post by OutKast Searcher

 

Yea, because you have to be a muti-millionaire to pay for health expenses. I had a kidney stone last year and the bill was around $3000 bucks. Ever hear of payment plans?

More hyperbole coming from the Obama truth camp.

Did you seriously type that as an example of how medical bills are payable? A kidkney stone!?!?!? Really?
3K Really?

Now what happens when someone gets a legitimate ailment? You know, one that can kill you or requires multiple surgeries or chemotherapy?

Anaesthesia alone can cost more than your kidney problem there. You really have no clue as to what everyone is even talking about. God bless you. I hope you remain healthy and stay on top of your bills. I really do. However, there are millions of Americans who are not and cannot due to the ludicrous state or healthcare is in.

reply to post by spinalremain


That is the only personal experience I have, hence showing my need to not be forced to buy health care at this point in my life. Maybe when I am a little older, having to purchase healthcare will make sense for me, lucky for me I have the option. My individual choice is to weigh the risks and make my own choice, not have the government to do it for me. Why is it so hard for people to accept me making choices for myself? Why should the government be able to force me to purchase something that doesn't make sense for me currently?

The chances of dying before I reach the age of 60 is 1 in 5. Since I am halfway there and didn't die at birth and don't smoke, I would say its even less likely.

If I get some crazy illness and i live, I will figure out a way to pay for it, if I don't live, F it, I can't pay bills if I'm dead.

I will copy and paste a previous reply to you since I am getting tired of repeating the same stuff to people who bring the same questions to me without reading the whole thread to see if their comments have already been addressed. I realize it is a long thread but please understand I am answering the same questions over and over again.

Who are these uninsured people you are speaking of?

Sally Pipes is the president of the Pacific Research Institute think tank in San Francisco. She is the author of two books and numerous articles about health care and has been named by Forbes as one of the world’s thirty leading experts on the subject. According to her:

10 million of the uninsured make more than $75,000 a year

18 million make more than $50,000.

Another 10 million uninsured Americans turn out not to be Americans, but rather illegal aliens. Now I think they still deserve to visit a hospital to save their life and the laws agree, nobody can be turned away, so they do get emergency care, even if they will never pay for it and are citizens of another country.

14 million uninsured Americans qualify for the social insurance available under Medicare, Medicaid, and/or State Children’s Health Insurance Program (SCHIP), but they have not been enrolled.

According to Obama, Forty-six million people in the USA have no health insurance. You do the math.

Originally posted by spinalremain

Originally posted by sageofmonticello
reply to post by OutKast Searcher

 

Yea, because you have to be a muti-millionaire to pay for health expenses. I had a kidney stone last year and the bill was around $3000 bucks. Ever hear of payment plans?

More hyperbole coming from the Obama truth camp.

Did you seriously type that as an example of how medical bills are payable? A kidkney stone!?!?!? Really?
3K Really?

Now what happens when someone gets a legitimate ailment? You know, one that can kill you or requires multiple surgeries or chemotherapy?

Anaesthesia alone can cost more than your kidney problem there. You really have no clue as to what everyone is even talking about. God bless you. I hope you remain healthy and stay on top of your bills. I really do. However, there are millions of Americans who are not and cannot due to the ludicrous state or healthcare is in.

But rather than force feed us on government healthcare why not regulate how much they are allowed to charge. You and I both know that the price of things has gotten way out of hand. It is a crime what doctors and dentists charge now. I had blood drawn for a test a couple of weeks ago and they sent me the bill and didnt charge my insurance. Was a mistake that is fixed now. But that bill was $400 just to walk down stairs on my own and have blood pulled out of my arm. Took all of 10 minutes. Do you think we should just get government healthcare but keep paying that price? or should we maybe leave healthcare as is but put a limit on what doctors can charge for things? I think that would be smarter..

Originally posted by sageofmonticello
reply to post by spinalremain

 

Sorry that I haven't had cancer or some other crazy ailment that cost more money, that is the only recent example I have for you. I'll see if I can get aids or something so I can relate a better personal experience for you.

I will copy and paste a previous reply to you since I am getting tired of repeating the same stuff to people who bring the same questions to me without reading the whole thread to see if their comments have already been addressed.

Who are these uninsured people?

Sally Pipes is the president of the Pacific Research Institute think tank in San Francisco. She is the author of two books and numerous articles about health care and has been named by Forbes as one of the world’s thirty leading experts on the subject. According to her:

10 million of the uninsured make more than $75,000 a year

18 million make more than $50,000.

Another 10 million uninsured Americans turn out not to be Americans, but rather illegal aliens. Now I think they still deserve to visit a hospital to save their life and the laws agree, nobody can be turned away, so they do get emergency care, even if they will never pay for it and are citizens of another country.

14 million uninsured Americans qualify for the social insurance available under Medicare, Medicaid, and/or State Children’s Health Insurance Program (SCHIP), but they have not been enrolled.

According to Obama, Forty-six million people in the USA have no health insurance. You do the math.

edit on 19-4-2012 by sageofmonticello because: (no reason given)

That is the problem with this administration and others in the past. They give you the big picture but no details. Thank you for posting this. Because while the statement of 46 million wasn't a complete lie.. It isn't exactly the truth either and people will believe what they hear on TV without a thought. If I came out and said we put a donkey head on a dog and it can speak perfect English and put it on the evening news a large portion of the population would believe it.

Non-Partisans Only - Accountability

my.auburnjournal.com...

Here's an article that provides the best reason of all - lack of accountability.

If you vote for Obama, or you don't vote at all, you are essentially telling him that its just OK to do all the things that have been done with absolutely nobody being held accountable.

What do blaming Bush, Solyndra, the GSA scandal, the Secret Service scandal, unemployment, the massive debt, out of control spending, a broken health-care bill, the poor response to the BP oil spill, future tax increases in 2013, the deal with the Russians to be more flexible after the election, and Operation Fast & Furious all have in common?

Lack of accountability.

Ultimately, one man is responsible for all of the above, Barak Hussein Obama. The blame game stops at the office of the POTUS. One thing I will say about Nixon and the Watergate scandal, he accepted the blame and didn't throw anyone under the bus to save his rear end. He is the last US President to do so.

Even if you might think Romney is no better than Obama, think about this:

If we re-elect Obama we send him the message that he gets a free pass and will not be held accountable. That's the quickest way I know to go from bad to worse.

If we elect Romney we send him the message that he will be held responsible and he better play it straight.

This is not a Republican or Democrat issue, its a WE THE PEOPLE issue. We have to hold our government accountable.

The precursor to Blue Cross was started in 1929. Before that, people paid for their medical needs out of pocket.

Now that we have medical advances that keep dying people alive for a lot longer than we used to, it is far too expensive to delay the inevitable. That, coupled with a poisoned environment (not to mention our food and water) that causes a host of diseases, will make sure that at some point we humans will not be able to afford the medical costs associated with our own birth sometime in the not too distant future.

Here is a link to a history of healthcare insurance in the USA.....Economic History Services

reply to post by TheTardis


My pleasure. The proponents of Obamacare argue out of a position of ignorance. It is not their fault, they get fed propaganda, heck If I actually believed that stuff rather than checking it for accuracy and comparing it to actual facts, I might support such things as well.

Lucky for me, I have looked at the facts and Obamacare doesn't make any sense. Here is some more incase you missed my previous post on this.

According to the U.S. Bureau of Labor Statistics, Consumer Spending in 2007 (the most recent figures available), the average annual household out-of-pocket expenditure on health care was $2,853. This is a third of what we spent on “transportation” and 10 percent less than what we spent on the “transportation” subcategory of “vehicle purchases.” What we spent on health care was just $185 more than what we spent on “food away from home”. So is reform really all that necessary anyhow?

Considering that, who needs reform in the first place. i mean we spend the same amount on health care service, on average, that we spend on eating out yearly. It just makes no sense. Anybody who is intellectually honest and looks into the facts, can't support Obamacare.

Originally posted by SeventhSeal
I won't be voting because NONE of the candidates represent me.

Obama is a war president who signed away our civil liberties.

Romney is a flip flopping corporate shrill.

Gingrich won't win and thank goodness. He's the douche of the century.

Paul has no chance and even has some batsh*t crazy ideas.

Then you have just voted for Obama by not participating in the system. I would rather see you vote for him than not vote at all. I certainly don't want to see him win by default. Either way, you are accepting what we have now and are willing to go further into the socialist rabbit hole. It will be very dark down there. You are doing just what they are hoping for.

Another Specific Example:

Broke promise to cut deficit in half by the end of his first term. link (All of Obama’s deficits are larger than all of Bush’s, and not just because of the inherited crisis – his projected deficits for the next four years are still much larger.)

many more reasons ---> 218 reasons NOT to vote for Obama

Too many to list

G-u-l-p !!

(caption)

President Barack Obama said in February 2009 that his presidency would be "one-term proposition" if the economy did not recover in three years, giving him less than six months from today.

(caption)

Rep. Debbie Wasserman Schultz is stumped on Obama's own words about fixing the economy or being a one term president (January 8, 2012)

reply to post by xuenchen

many more reasons ---> 218 reasons NOT to vote for Obama Too many to list G-u-l-p !!

Thank you for the link. that was what I hoped this thread would turn into, a list of peoples reasons why they will not be voting for Obama.

I will have fun reading them all. Thanks again

too bad Hillary isnt running again, i would vote for her...

reply to post by sageofmonticello


"Dude... PAYMENT PLAN. Anyhow, you are exaggerating circumstances. What part of the cost of medical treatment is supposed to get reformed? The cost or our cost?"

First of all, I'm not a dude so I suppose you could say that I "don't have the balls to challenge my belief structure". How am I exaggerating circumstances? I'm not sure what your statements about 28 million people with no insurance make over $75k and $50k? Do you think that's a lot of money? Would those people be able to make payment plans on millions of dollars worth of chemo and other cancer treatments?

I'm not a huge fan of Obamacare because I don't think it goes far enough but all of this railing against the government forcing you to do something is a joke. The government forces us to do things ALL THE TIME. Do you pay taxes? Do you at least try to obey speed ilmits? It seems a lot of people also think there is something called a "free market" that actually exists. Ha! Personally, I would prefer not to live in a society in which people just walk past someone dying in the street while lecturing on "personal responsibility".

"According to the U.S. Bureau of Labor Statistics, Consumer Spending in 2007 (the most recent figures available), the average annual household out-of-pocket expenditure on health care was $2,853"

I looked this up and there is no indication on whether or not this number reflects households with insurance coverage but I would bet that it does in which case, this is not a valid argument for you to use.

"Another 10 million uninsured Americans turn out not to be Americans, but rather illegal aliens. Now I think they still deserve to visit a hospital to save their life"

Well, that's very big of you. And who do you think foots that bill? The people whose costs are inflated to cover those people. And there are plenty of people who visit the emergency room for medical care who are not illegals aliens. If those people were able to visit a doctor for preventive care, many wouldn't end up there in need of very expensive treatments. So yes, if everyone buys into the insurance pool, then neither you nor I would have to pay for their healthcare.

According to Obama, Forty-six million people in the USA have no health insurance. You do the math.

A lot of people are uninsured. Our healthcare costs go up with each one of them. What's your point?

"Nobody that needs health care is currently being denied healthcare based on their income."

Based on their income, no? But based on pre-existing conditions (which can include having given birth and acne), they are denied all the time because of the for-profit insurance companies


"At least 28 million Americans have decided healthcare is not for them though."

So I get to help pay their bills when they have a catastrophic incident. What happened to personal responsibility?

What we REALLY need to do is get the "for-profit" part out of our basic healthcare system.

I have no idea what made you think I was talking about doctors. I was referring to the behemoth insurance companies who gladly take your money and drop you the moment you actually get sick. That said, hospitals do inflate prices and that is to cover the people that they HAVE to treat that have no insurance themselves. My fiance and I had a situation in which he landed in the emergency room when he was between jobs. For a few days, it was unclear if his COBRA coverage was in place and we thought we might have to pay out of pocket. I went to talk to the financial adviser who gave me 2 bills... 1 bill if we were paying out of pocket and another with very inflated costs for each item if insurance was covering it. I think that's very telling.

"What we need is people that have no handle on the problem to shut the heck up, learn about the issue and not make arguments out of ignorance to the facts."

How about you not be so rude. I have every right to my opinion and you have every right to yours... no matter how wrong it is.

Originally posted by theplu
reply to post by sageofmonticello

 

"Dude... PAYMENT PLAN. Anyhow, you are exaggerating circumstances. What part of the cost of medical treatment is supposed to get reformed? The cost or our cost?"

First of all, I'm not a dude so I suppose you could say that I "don't have the balls to challenge my belief structure". How am I exaggerating circumstances? I'm not sure what your statements about 28 million people with no insurance make over $75k and $50k? Do you think that's a lot of money? Would those people be able to make payment plans on millions of dollars worth of chemo and other cancer treatments?

I'm not a huge fan of Obamacare because I don't think it goes far enough but all of this railing against the government forcing you to do something is a joke. The government forces us to do things ALL THE TIME. Do you pay taxes? Do you at least try to obey speed ilmits? It seems a lot of people also think there is something called a "free market" that actually exists. Ha! Personally, I would prefer not to live in a society in which people just walk past someone dying in the street while lecturing on "personal responsibility".

Ok.. I didnt read that whole post. Way too long and I am at work but I will say that first, I dont know anyone that has racked up "Millions" in medical bills. A lot yes, more than they can pay, sure but that is very few people. A very small percentage that have those types of expenses. So yea.. Thats like saying we shouldn't go outside because a few people got skin cancer. But the bigger thing here is not that the government is making us do something. As you said, they do that all the time. The bigger picture here is that they are taking something from us and it is something that every human has had since the dawn of time. Free will. They are taking away your right to choose what kind of insurance you want, to choose how to use your money. This is how socialism works. You go to work, you make money, and the government will tell you how you are allowed to use that money and if you have some left over at the end of the day then good for you. It all starts with one program and next you will have another one and after two or three you wont even get to think about it. It will just happen because our resources to change it will be diminished. You are losing free will every time they pass something like this.

Here is another thorn for Obama and why we can't trust his judgement.

He simply can't make up his mind on many issues.

He reacts only for his own arrogance.

Here is one real stickler.....
White House threatens veto of highway bill over Keystone pipeline provision

reply to post by theplu


"Dude" and "balls" are figures of speech, please don't take figures of speech literally, the meaning comes from context. Also please learn how to use the quote button, what you are doing makes it very hard to read your reply. Just copy the text you want to quote, click on the quote button when you are making your reply then paste the text into the box that pops up. You can do this multiple times if you want to respond to multiple lines of text. Going through your system is a little more energy then I want to expend after 9 pages of replies.

I'm not sure what your statements about 28 million people with no insurance make over $75k and $50k?

My point is that they can afford health insurance, obviously, yet choose not to buy it. I am trying to explain to you that of the 46 million people who "can't get health insurance" at least 28 million of them don't want it.

Do you think that's a lot of money?

No, but I think it is enough money to buy health insurance if you want it. My point is that 46 million people aren't uninsured not because they can't afford health insurance, it is because they don't want it. Sorry I didn't make that clear, I figured it was self evident.

I'm not a huge fan of Obamacare because I don't think it goes far enough but all of this railing against the government forcing you to do something is a joke.

Government forcing you to go a certain speed is one thing, government forcing you to buy a product you don't want is another. Can you not see the difference? It doesn't cost me any money to obey the speed limit, it cost me money to buy health insurance. Add in the fact that I don't want health insurance at this point in my life then i think any reasonable person can begin to see why I and others are upset.

It seems a lot of people also think there is something called a "free market" that actually exists. Ha!

I agree, it doesn't exist. It should (in my opinion as a history major and student of economics) and people like to pretend that we are in one but it is obvious that government can't allow us to run our own lives. collectivism never works as it ignores the individuals for society, but society is just a collection of individuals. That is the problem.

Personally, I would prefer not to live in a society in which people just walk past someone dying in the street while lecturing on "personal responsibility".

Neither do I, what you said has nothing to do with free markets. Plenty of people died on the streets in soviet russia. Free markets is a way an economy can work it has nothing to do with morality, morality is how people live their lives. Morality is independent from an economic model and economic models are independent from morality.

If you don't want people dying in the streets, work on peoples morality, not their ability to buy and sell items at a mutual benefit to both buyer and seller.

I looked this up and there is no indication on whether or not this number reflects households with insurance coverage but I would bet that it does in which case, this is not a valid argument for you to use.

It is a valid argument. It doesn't make a distinction because no distinction is necessary, it is everyone lumped together. It is a valid argument because as i already showed you, everybody who doesn't have health insurance either has enough money to afford it already but don't want it or qualify for state health insurance but have refused to enroll or don't know they qualify.

Well, that's very big of you.

That isn't necessary.

And who do you think foots that bill? The people whose costs are inflated to cover those people. And there are plenty of people who visit the emergency room for medical care who are not illegals aliens.

Please quantify "plenty of people". Yes, it does inflate costs, but as i already showed you, the cost of health care currently is about the same amount people spend eating out on average per year. It looks like we can already take care of them and the costs aren't that great.

If those people were able to visit a doctor for preventive care, many wouldn't end up there in need of very expensive treatments. So yes, if everyone buys into the insurance pool, then neither you nor I would have to pay for their healthcare.

Possibly, but just as likely it could cost more because of all of the preventative care for aliments that aren't necessarily worth seeing a doctor over. The only example we have to see who is right would be Massachusetts. Lets see if it cost any less... here is a headline and subhead from the August 22, 2009, Boston Globe: “Bay State Premiums Highest in Country: Rein in healthcare costs, Massachusetts urged.”

so it looks like I am actually right and costs go up. Obama himself said that the health care act was modeled from the Massachusetts plan.


continued in next post....

reply to post by theplu


continued...

A lot of people are uninsured. Our healthcare costs go up with each one of them. What's your point?

My point was that 46 million people are uninsured and that 42 million can either afford health insurance or qualify for free health insurance from the state. Also that an additional 10 million people aren;t citizens of the country and don't pay into it at all yet still receive care. My point is that the health insurance "problem" is manufactured as their is no problem.

Based on their income, no? But based on pre-existing conditions (which can include having given birth and acne), they are denied all the time because of the for-profit insurance companies

Yes, for profit. You understand people don't slave away all week at a job out of the goodness of their hearts, they have bills to pay and need to make evil profits to pay them. People can already get state health insurance if private health insurance denies them coverage. Once again showing no need to fix what isn't broken.

So I get to help pay their bills when they have a catastrophic incident. What happened to personal responsibility?

umm really? they will get the bill and pay it. Not everyone who goes to the hospital without health insurance doesn't pay there bill. If you cannot quantify the amount of people yearly who receive health care yet don't pay for it then how is anybody supposed to think this is a big problem requiring such measures as Obamacare to correct?

You also pay for people who go to the hospital, die and don't pay there bill, should those people get charged from the grave? When you buy bananas at the grocery store, you pay more because of all the bananas that the supermarket has to throw away. Should government force everyone to buy bananas so that the price doesn't go up? Like i said though, from the governments own statistics, people are already paying the same amount a year in health cost as they are eating out, so the price inflation is really not a large problem.

I went to talk to the financial adviser who gave me 2 bills... 1 bill if we were paying out of pocket and another with very inflated costs for each item if insurance was covering it. I think that's very telling.

Well, you are beginning to get it. Listen, I don't like health insurance companies anymore than you do. I do understand though, they are a business and like all businesses, they have to make money. One reason I CHOOSE not to have health insurance is because without health insurance you will be charged the least amount because they want you to pay the bill. The only people that Obamacare actually benefits are Insurance companies, they just got 46 million new customers, of course people like to pretend that insurance companies are getting screwed by it. lol... i wish that the government would give me 46 million new customers.

How about you not be so rude. I have every right to my opinion and you have every right to yours... no matter how wrong it is.

Hey, you will have to excuse me, I have been answering these same questions for 9 pages now. No offense was intended. I was speaking matter of fact and frankly, not from a place of aggression and rudeness.

My point is that if you don't fully understand the situation that you are simply making an argument from ignorance. I do understand the facts of the situation, which I have demonstrated through citing expert sources and official statistics, you have demonstrated that you don't know the facts as you have not cited any person, source, expert or statistic. That is why I said

"What we need is people that have no handle on the problem to shut the heck up, learn about the issue and not make arguments out of ignorance to the facts."

Not trying to be rude, just giving some advice. Learn all the facts, cite a known and respected expert source, find a statistic to match your point of view or don't bother trying to debate facts. Facts require proof from an unbiased source.

Originally posted by spinalremain

Originally posted by sageofmonticello
reply to post by OutKast Searcher

 

Yea, because you have to be a muti-millionaire to pay for health expenses. I had a kidney stone last year and the bill was around $3000 bucks. Ever hear of payment plans?

More hyperbole coming from the Obama truth camp.

Did you seriously type that as an example of how medical bills are payable? A kidkney stone!?!?!? Really?
3K Really?

Now what happens when someone gets a legitimate ailment? You know, one that can kill you or requires multiple surgeries or chemotherapy?

Anaesthesia alone can cost more than your kidney problem there. You really have no clue as to what everyone is even talking about. God bless you. I hope you remain healthy and stay on top of your bills. I really do. However, there are millions of Americans who are not and cannot due to the ludicrous state or healthcare is in.

No no...the OP knows all.

He lives in a world where all medical costs are easily paid with a few thousand dollars.

Keep reading his replies...he is full of useful incorrect knowledge.