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originally posted by: Nyiah
a reply to: JAGStorm
I think this has a lot to do with the work-offered insurances. I'm starting to sway to the side that it's just not necessary to offer it at all via work, at least not anymore. This is something that is akin to auto insurance, but for the Hairless Monkey Meat Sack. If work does not need to provide an auto insurance option as commonplace as heath insurance for us (or better yet, homeowner/rental), then I'm not sold on them needing to offer health insurance anymore either.
All leaving healthcare in employer hands like this does is turn some of them into total I OWN YOU tyrants. The go-to claim is that employers meddling in private off-clock life choices leads to better health & better employee ROI, but does it? Since when is higher turn-over rates and a hostile workplace for not acquiescing "better"?
Third, insurance needs to be insurance. RIght now, health insurance is more akin to prepaid healthcare.
originally posted by: Lucidparadox
a reply to: JAGStorm
Once the baby boomers got older, they began to overrun our healthcare infrastructure, which then needed massive upgrades. Which cost alot of $$. That cost was then passed on to us.
originally posted by: sraven
there are 8 billion people on the planet
population must be reduced.
you should be thanking
the smokers and the over eaters and the drug users
for taking one for the team and
making the world a better place
with fewer people.
originally posted by: ANNED
In Calif, car insurance is mandatory.
I live in a motor home in a RV park and my motor home has not moved for 10 years and i don't plan to move it..
But I have to pay $41 a month for basic auto insurance a month for a motor home that likely will never move under its own power ever again.
That means I have had to pay $5000 over 10 years for nothing as the insurance only covers the motor home if it's involved in an accident on the road and since it is never moved it will never be in an accident.
If it's hit by lighting or a tree falls on it, i am not covered.
How does that make sense.
originally posted by: Edumakated
originally posted by: Nyiah
a reply to: JAGStorm
There are some very simple things we could do that would help free up insurance and bring down cost quite a bit.
First, it needs to be decoupled from work place entirely. Can you imagine what a fustercluck it would be if your car insurance was only tied to where you work? Any tax benefits given to employers needs to be given to the individual employee directly.
Second, insurance needs to be available across state lines and free from state mandates.
Third, insurance needs to be insurance. RIght now, health insurance is more akin to prepaid healthcare. It isn't really insurance. Insurance is supposed to be for catastrophic events, not paying for any and every little sniffle. Because people aren't used to paying for anything, they have no incentive to shop for best pricing for routine services. Can you imagine what car insurance woudl cost if it paid for oil changes and car washes?