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Section 21 . Right to Bear Arms
The right of the citizens to bear arms in defense of themselves and the State shall not be questioned.
Seven States Tell ‘Responsible’ Gun Owners To Put Their Money Where Their Mouth Is With Gun Insurance
Seven states – California, New York, Connecticut, Maryland, Massachusetts, Pennsylvania, and Colorado – have, in the past month, introduced bills to have gun owners put their money where their mouth is: liability insurance for their firearms, codifying that responsibility if their firearms are used incorrectly – used by children who find them, by criminals who easily steal them; by people to whom they sell them without requiring a background check.
In Colorado, home state of the Columbine High School shooting and the Aurora Theater massacre, new legislation requires that owners of semi-automatic rifles be subject to strict liability for civil damages caused by their weapons, and state statutes that shield manufacturers, importers and dealers from such liability would be lifted. It further says that handguns, bolt-action rifles and shotguns would be exempt from the measure. The issue of liability is only one of many measures introduced into the Colorado legislature Tuesday.
Calif. Law Would Force Gun Owners to Buy Insurance
Democratic lawmakers proposed legislation Tuesday that would require California gun owners to buy liability insurance to cover damages or injuries caused by their weapons.
Some proposals would require buyers to show proof of insurance before they could purchase a weapon. The proposal in California would apply to anyone owning a weapon, Ting said, though the bill's details are still being worked out.
Sam Paredes, executive director of Gun Owners of California, said most gun owners already act responsibly and can be sued for damages if they don't.
He said the proposal is part of an ongoing attempt to "price gun owners out of existence,'' particularly the law-abiding poor who live in crime-ridden areas and need protection the most. Criminals would ignore the law, he said.
Originally posted by thisguyrighthere
Okay. So my broken-headed kid murders me, takes my gun, slaughters some kids in the next town over.
It's all good because my insurance policy (Im dead by the way) will pay out a few bills to the families?
That's the point, right?
It further says that handguns, bolt-action rifles and shotguns would be exempt from the measure.
Originally posted by rickymouse
So this legislation may have been pushed by insurance companies? Insurance companies won't pay claims, they just tie everything up in court and make everyone unhappy. Capitalism at it's finest.
But basic policies also may cover claims for bodily injury and damage to another party’s property. Common examples include injuries related to a swimming pool, dog bites and other harm caused by pets, and many unintentional acts such as accidental shootings.