Changes my family have made include:
We dont eat out.
I buy generic foods at the grocery
I havent bought new clothes in over a year
We traded two gas guzzlers in for a more fuel efficient car
I bring my lunch to work each day (saves about $150 a month)
I am a fanatic about using electricity- lights off , appliances unplugged when not being used, thermostat set on 68..
I weatherproofed my home last week- put plastic on the basement windows, hung a heavy quilt at the basement entrance so I dont have to heat it down
Cancelled gym memvbership for the family
Switched from cable to satellite (that saved us about $50 a month!)
Downgraded our internet to a much slower speed (this one perhaps hurt the most)
Watch movies online- havent been to the theatre in over a year
Changed my own oil in the cars
Bought used tires for our cars when we needed them (saved about 50%) and they were basically new!! (they were from a wrecked vehicle that was wrecked
when it had 5k miles on it)
Cut back on trips north to see aging parents (down to 3 times a year from monthly
No vacation the past two years
sold many items on craigslist
sold some old jewelry for cash
yeah the recession is killing me
After all this we still BARELY get by and I have no idea where Christmas is coming from this year. I tell myself I manage every year but I am a little
scared. If all else fails I will make my mortgage payment late (it will be like 23 days late) and I have no idea when I will catch it up
Every year my job has given us a $1000 after tax bonus. We didnt get it this year.