posted on Jun, 27 2012 @ 12:34 AM
reply to post by NoRegretsEver
Debt collectors troll threads like this, always saying people are wrong and stuff.
Truth is, you can send a cease and desist letter if they are bugging you. You can tell them to only communicate with you by mail or email.
Going bankrupt is often,IMO the best solution to dealing with them, which is sad, because it might force other creditors to lose out too, because if
you are going to do that, you might as well file on EVERYTHING you can- when you maybe COULD just sacrifice one debt.r
No, also, if you admit to the debt, or pay anything, it starts the clock running again on the statue of limitations. Best thing, talk to a lawyer,
they'll tell you - and some are even so bold as to start counter suing for harassing people or violations of the fair credit reporting act.
I agree. People should be super leary of credit. If I had it to do over, I doubt I'd have ever bought a house. I'd have taken my money and bought
some land and lived in a small trailer until I could build one. I would.
edit on 27-6-2012 by hadriana because: (no reason given)