posted on Jul, 20 2004 @ 09:27 PM
Go to the FTC website to determine your rights. You have several under the federal Fair Credit Reporting Act and subsequent amendments.
Realize that if credit grantors did not have the ability to assess their risk, we would all be paying MUCH HIGHER interest rates and many would not
get credit who enjoy that option today.
On the issue of private ownership, would you prefer that be managed by the government? I think not.