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I don't think your off topic, great advise! Thanks.
Originally posted by cybertroy
That's what I hate about banks and credit cards. An unforeseen event causes you to be late or something, and it doesn't matter if you were the model of good payments, you must be punished.
It was my understanding that my former bank was getting more strict on giving back overdrafts. You are not a person to big banks, just another "thing" that can be profited off of.
I'm using a pre-paid Visa these days, which keeps me out of that whole overdraft mess. If you use these cards correctly, it's not a bad deal. No overdrafts, and a small, but predictable fee. If you use the Money-Pak way to re-load, there does come a small fee. Here again, deposit wisely, and as infrequently as you can. Depositing a paycheck can be free.
Dang, I realize I'm off topic a bit, but banks are just doing a screw job on the citizens.
Originally posted by CookieMonster09
The woman, after not having made payments in several months, I am sure accumulated late penalties, collection costs, and owed interest payments. Hence, her statement that BOA sold the mortgage note for "more than she owed". More like: "more than she thought she owed".
Until you hear BOA's side of the story, this is just another hyped media play by a deadbeat whining about a big bank.
Work injury, you say? Yep, and my cat ate my homework.
Never received notice that the house was in foreclosure? Does she ever check her mail?
Cry me a river. I am so sick of hearing of these lame, whiny stories about people that don't make their mortgage payments and somehow magically expect the government to bail them out of their unfortunate situation.
Why should the American taxpayer have to fund a deadbeat?