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Originally posted by wylekat
That's STEALING. Plain and simple. I think that bank should be robbed until it folds like a house of cards in a heavy rain. See how THEY like being robbed blind.
Originally posted by surfinguru
While I would certainly deem this as criminal, it's really pretty simple: cut up your cards, pay them off and actually live WITHIN your means. If you can't afford something with the money you have on hand, you shouldn't be buying it in the first place.
We paid off our last card about a month ago and I have to tell you, it's a huge relief. We've made some pretty fundamental changes to the way we live, but you know, in the end, it's removed so much stress from our lives.
That sounds all fine, but what if the something you don't have money for is food? Should you stop eating? Lots of people don't have jobs. Someone without a job would be really tempted to get one of these cards and charge food and other necessities on it out of sheer desperation.