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Kevin Johnson, who, at 29 years old, is the CEO of a PR firm in Atlanta and has an excellent FICO credit score of 764, has recently got the credit limit on his AMEX Blue Credit Card slashed by $7,000 even though he paid his balance in full every month and never late. The reason, according to the letter sent to Kevin from AMEX, Other customers who have used their card at establishments where you recently shopped have a poor repayment history with American Express. After examining his past charges on the card, it seems that the only place where he shopped could raise the red flag is, well, Wal-Mart, even though American Express refused to tell Kevin exactly which establishments “have a poor repayment history with American Express.”