Follow the money trail. If it leads to the banksters, then perhaps that is the problem's source. Fortunately, so far, I am able to pay my house payments. I did, however, choose a simple, inexpensive house that I believed I would be able to continue to pay for, based on what my income was, as to what I can expect may income to be. Not what I can barely afford and hope I can make it up later when the interest rates rise.

Edited to add, that when the dollar drops in value, then the value of my payments also drop, and if I am smart about it, this will continue to be good for me. My house payments become lower compared to what I can earn by being smart.

[edit on 12-4-2009 by kyred]

Of course our banks cry poor, they always have and always will.
we have somehow over draw on an account which did not allow over drawing and they charged us a fee for it.
so even when their computers make mistakes, we still pay for it.