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Originally posted by dollmonster
Attero Auctorita, I never claimed to advocate not paying back money I willingly spent. If so wouldn't I choose to file bankruptcy?
Knowing what I know about the income tax conspiracy, it wouldn't surprise me if the law was twisted again in the name of corporate profit!
Surely it would be the same scenario for credit card debt if it turns out banks too are bending the law. Raising interest rates at their discretion is a prime example of this I would wager.
Any way, if these are real lawyers exposing this so called fraud, how can I prove or disprove their claims?
Surely if this is another conspiracy, someone from ATS must have at least heard rumors by now.
TITLE 26 > Subtitle F > CHAPTER 80 > Subchapter A > § 7803
§ 7803. Commissioner of Internal Revenue; other officials
(a) Commissioner of Internal Revenue
(A) In general
There shall be in the Department of the Treasury a Commissioner of Internal Revenue who shall be appointed by the President, by and with the advice and consent of the Senate, to a 5-year term. Such appointment shall be made from individuals who, among other qualifications, have a demonstrated ability in management.
TITLE 26 > Subtitle F > CHAPTER 80 > Subchapter A > § 7804
§ 7804. Other personnel
(a) Appointment and supervision
Unless otherwise prescribed by the Secretary, the Commissioner of Internal Revenue is authorized to employ such number of persons as the Commissioner deems proper for the administration and enforcement of the internal revenue laws, and the Commissioner shall issue all necessary directions, instructions, orders, and rules applicable to such persons. (b) Posts of duty of employees in field service or traveling Unless otherwise prescribed by the Secretary
“You know there is no law compelling you to pay tax on your income.”... She then produced a series of letters, the drift of which was to request the bank to provide me with three things:
1. validation of the debt (the actual accounting);
2. verification of their claim against me (a sworn affidavit or even just a signed invoice); and,
3. a copy of the contract binding both parties.
I was to write that, as soon as I received these three documents, I would be happy to pay any financial obligation I might lawfully owe. The banks can’t validate the debt because they never sustained a loss; they can’t verify any claim against me because I am not the NAME they are billing - more on this later. They can’t produce a copy of the contract because one doesn’t exist. What exists is an unenforceable unilateral contract. What the banks refer to as ‘your contract with us’ is not a valid bilateral agreement since the four requirements of a lawful, binding contract were not met on the credit card ‘application’, namely:
1. Full Disclosure (we are not told that we are creating the credit with our signature);
2. Equal Consideration (they bring nothing to the table, hence they have nothing to lose);
3. Lawful Terms and Conditions (they are based upon fraud); and
4. Signatures of the Parties (corporations can’t sign because they can’t contract - they are legal fictions).
Originally posted by marg6043
If is something that is killing the hard working American is the creditcards debt.
Originally posted by cybertroy
I have one Chase credit card, that is abusing me terribly. Troy
Originally posted by Attero Auctorita
Anyway, there is a Marxist point of view.
They are the perfect instrument to keep the proletariat (i.e. working class masses) subdued and in chains.
The working class is barely paid enough money to do anything but exist, sometimes they don't have enough money due to an accident/problem (required medical work/car dies, whatever).
They rely on credit cards which the credit card companies always may sure you have tons of offers for.
You use a credit card to get out of a hard situation where you have no money, then unforseeable another accident/problem occurs and you use the credit card again, and keep digging a hole for yourself.
Debt is just another way to keep the class distinctions seperate, and keeping the capitalists on top of the food chains. They own the companies who exploit the laborer, and they own the companies that the laborer owes debt to.
Originally posted by Seekerof
Attero, those who "keep" themselves "subdued and in chains" are those who lack financial discipline and put themselves in debt by using those credit cards. You nor anyone else that have incurred large amounts of credit card debt have no business blaming capitalism, credit card companies, and/or any of the financial institutions for your indebtness, no one but yourselves.
Regardless if half of what you say is accurate, your making excuses, nothing more, nothing less.
If they rely on those credit cards to pay bills, then they lack financial discipline and had no business willingly accepting those credit cards in the first place. Last time I checked, credit cards are not forced upon anyone to accept, and when accepted, a contract of sorts is signed between the one doing the accepting and the one doing the lending.