Since this kind of "accidental shooting of pet dogs" seems to be pretty common today and we know that the officers are only going to get a "slap on
the wrist", due to the dogs being considered "property", what can we do if the criminal courts are going to ignore these kinds of events? Could
people perhaps get insurance companies to lobby on their behalf, indirectly, by "insuring their dogs" like ranchers do with livestock?
I for example, have sport dogs that I have spent a lot of money and time training, with officially recorded titles and such (no breeding). Could
people like me start insuring their dogs as "livestock" per say? Not to necessarily recover the cost of the dog, if killed, BUT rather to get the
insurance companies to fight on my behalf after having to file a claim.
Here's what I mean, say dog owners start collectively taking out "Animal Mortality Insurance" on their pet dogs in large numbers, like an AKC breed
group for example (10,000+ people sometimes), using an insurance provider like Hartfords, under their livestock insurance policies(dogs can be added
to such policies). How many dogs shot by police per year do you think the insurance companies would tolerate, before they begin to put the screws
into the legislators?
You don't see many horses, cows, hogs or other livestock getting shot by law enforcement. I think the reason why, is because they are an establish
commodity with an insured value. If that same kind of insuring practice was done on dogs in larger numbers, I believe the "accidental shooting of pet
dogs" by law enforcement will also decline.
Imagine if this guy had a Mortality Insurance policy on his dog with Hartford, even for a nominal payout amount, it would be pretty much make a slam
dunk civil case against the department because the dogs was an insured asset and not just a pet. Now imagine just 10% of the dogs that have been shot
by police also had such a a policy and insured value, the actuaries would be going crazy.
Does anyone here have experience with livestock mortality insurance?
edit on 26-6-2014 by boohoo because: (no reason given)