posted on Apr, 4 2014 @ 09:26 PM
I've got a question for those who support the ACA. Please bear with me as this post is a bit wordy but please, if you want to respond, read it.I've
spent quite a bit of time reading through a number of opinions, horror stories and news articles both in support of and in opposition of the
Affordable Care Act (Obamacare for some). I will start out by saying that I don't really care for it, because I feel that it was pushed through
congress in a manner that made me feel distinctly uncomfortable. It struck me as a group of people desperately trying to get a house cleaned before
company showed up. Things always wind up in the closet that, if opened, can be very embarrassing.
What prompted me to make this post was a conversation I had with my Sister-in-Law. She is a single mom of 2 teenage children with a low paying job (I
think she makes less than $20k a year). She is on all sorts of government assistance from Tanif to Section 8 housing allowance. She even get's a
subsidized smart phone that's better than mine (not subsidized by the way). I asked her how much her premiums were going to be under the affordable
care act, thinking that she would be one of the people who would be quick to sign up. Not because she's poor and single, but because she's my
sister-in-law and that's what she said she was going to do last summer. Imagine my surprise when I discover that she didn't sign up. Even more so
was the reason she gave.
Right now, both of her children are covered under a plan called Soonercare. It's a state funded insurance for low income children who's parents
qualify for any public assistance. The co-pay is $0 and the the premium is 0$. She went onto the federal site to sign up, since Oklahoma does not have
a state exchange, and went through all of the forms to sign both herself and her children up. Her total, under the ACA would be a monthly premium of
$260 ($80 for each of her children and $100 dollars for her) These were the numbers she gave me so I can't actually attest to the accuracy of them
but they were the ones she mentioned.
She chose not to sign up for coverage because "my children are already covered for nothing. Why am I going to pay for them? It wouldn't let me keep
Soonercare if I signed up for Obamacare. I had to sign them up too." I don't know if this was valid but it's what she told me. She also told me
that the fine for her not signing up was going to be somewhere around $700 at tax time and that she could afford it since she got back just above
$10,000 dollars this year. Yes, my eyes bugged out since I had to pay about $300 this year myself. She said that there wasn't any reason for her to
sign up and have to pay that much money when she could just pay at the end of the year.
My question is this. For those who support the Affordable Care Act, what would you say to someone in my sister-in-law's position to get her to sign
up? Confronted with the same choice, would you?