California: Only One-Third Have Regained Insurance Lost Through Obamacare?

Well this is ironic and sad.

It seems California is netting a decrease in insurance sign-ups compared to people who have been *Cancelled* vs the number who have signed up.

Of course this could only be counting "exchange" purchases and not including the total who may have gone "direct".

Keep in mind however, that in order to get a subsidy and/or tax credit, you MUST use the exchanges.

So it could be close, as the California exchange director did in fact confirm that 900,000 policies were getting cancelled.

Even when Obama decided to allow for people to keep old policies, California said "NO" anyway.

And we aren't quite sure about these "sign-ups" being actual "newly" insured people either, and whether or not those people have even "paid up".

Just the same, I would think the total sign-ups nationwide are a far cry from the proclaimed 30 or 40 or 50 million uninsured they talked about in 2009. The nationwide "sign-ups" are less than 5 million I believe?

The suspicions are valid because *IF* millions had actually signed up and paid up, the Administration and the States would be highlighting and emphasizing the "success" on an hourly basis by now.

California: Only One-Third Have Regained Insurance Lost Through Obamacare

California has long been the flagship for Obamacare. It was targeted last fall by President Barack Obama's own activist group, Organizing for Action, for precisely that reason: given the strength of their volunteer efforts, they hoped the state could be a symbol for the success of Obamacare as a whole.

That is one reason that there is so much loud cheering by the media's left-wing commentators every time Covered California, the state's Obamacare program, announces that it has achieved something, no matter how modest--or how exaggerated.

Yet many of Covered California's "successes" are only relative to the failure of the program as a whole, and most of them are overblown. For example, on the day Obamacare enrollment started, Covered California reported that it had received 5 million web hits. In fact, however, it had received only 645,000--roughly 10% of what was initially reported.

The Numbers are not adding up !!

My buddy had a health care consultant come in and help out. Together (one has MS the other Lupis) they were paying nearly 700.00 a month for pretty crappy plans. They just got both of them covered for just under 300 a month with O'care. And it is a much better plan than what they had.

Hate it all you want but when the dust settles it may not be all bad.

Mamatus
My buddy had a health care consultant come in and help out. Together (one has MS the other Lupis) they were paying nearly 700.00 a month for pretty crappy plans. They just got both of them covered for just under 300 a month with O'care. And it is a much better plan than what they had.

Hate it all you want but when the dust settles it may not be all bad.

Sound like a pretty good individual success story.

Can you give us some details like the co-pays and deductibles and what may actually NOT be covered compared to the old policies?

We know some policies even under the new requirements still exclude some things.

And what do you think about the problem with less people now have insurance?

reply to post by xuenchen


I would love to share but the specifics I don't have. Just his utter amazement at the new prices, co-pays and more coverage than they ever had. It was so good that his wife dropped her employer provided coverage. I do remember him saying something about him getting the "Silver" plan. I can find out specifics but it won't be for a couple of days.

He is a smoker as well as having cutaneous Lupis and she has MS and can barely get around. He is overjoyed with the new plans and the prices. When I get the details I will post them up. However it is worth keeping in mind he had a healthcare consultant help him find the right plan.

I am going to call the gal myself as I think I can get medical for a little less as I have zero health issues at 48.

reply to post by xuenchen


Or maybe the people that had the insurance before they were dropped out now can qualify for Medicaid, I wonder.

Beside that it could be that the growing dissatisfaction of an insurance business that now will become one of the most powerful corporate body's in the nation, insurance with so much power can just become nothing but trash to scam the population with the law in their side.

I wonder, I am sure things are to get very interesting and they are already getting interesting since the ACA fiasco introduction.

reply to post by Mamatus


What was his income and age? Did he get subsidies because mine is 2.5x more.

Mamatus
My buddy had a health care consultant come in and help out. Together (one has MS the other Lupis) they were paying nearly 700.00 a month for pretty crappy plans. They just got both of them covered for just under 300 a month with O'care. And it is a much better plan than what they had.

Hate it all you want but when the dust settles it may not be all bad.

With ACA I went from 1340 per month to 820, for a family of 4. Lower deductible, same administer BCBS and same co-pay. Saving 6240 per year. No subsidies or tax credits. Just picked a better plan on the exchange with slightly better deductible and a lower rate and called up BCBS and switched.

Another story...My VERY conservative Aunt who hates Obama...forced to change her healthcare and bitching to anyone who would listen...I helped her sign up on the gov. exchange and she ended up saving almost 200 per month, got a lower deductible and tossed in Dental coverage to boot. Same PPO, same provider.

She was having a hard time reconciling how happy she was after we got done with her political leanings.

amfirst1
reply to post by Mamatus

 

What was his income and age? Did he get subsidies because mine is 2.5x more.

I assume you are being honest...And the following advice is aimed at the same..

BCBS jacked up my rate...significantly.

I went and signed up on the gov exchange.

Found a policy on the exchange by BCBS, actually better - a lower deductible, but otherwise the exact same or better than the policy they jacked up my rate on. The policy I found was significantly less money, less than I have paid in years.

Called up BCBS and told them I wanted Policy X and they gave it to me and canceled the old overpriced crappy policy.

The exchange lists every variable...Co-pay for GP, Co-Pay for specialist, Emergency room visit expense, Diagnostics etc. It's easy to compare policies and costs.

If you do nothing they will simply hope you pay the new rate on your old policy...

reply to post by Mamatus

Hate it all you want but when the dust settles it may not be all bad.

Hate ?

Why Yes.

Since I am busy trying to pay for my own health insurance now I have to pay for someone else's.

In fact several million someone else's.

But robbing from me is not going to pay for it.

So down the road we will hear 'tax them evil rich' to cover the spending deficit since people are paying little or nothing in, and getting more out.

Of course most people are already missing the larger picture that the US government is the largest insurer in this country between Medicare, and Medicaid.

And the funniest thing here is that on that most awesome government 'single payer' healthcare 'plan' people are being told to buy more insurance from the private sector!.

When they are already 'paying' for insurance.

Yes, Obasmacare is Doing Sooooooo Well,
Then why is the First Lady Begging for donations? Yes, it looks like Begging, Please, Stop with the BS, if all was well in Obama Land, she wouldn't be needed to ask for a Dime!

First lady Michelle Obama is seeking $10 donations to protect Obamacare, her husband's troubled health insurance system.

Friend —

Earlier this month, because of what you did, it became illegal for insurance companies to discriminate against the up to 129 million Americans living with pre-existing conditions. Young Americans are able to stay on their parents' health care plans as they get on their feet, and we can now know that our insurance companies won't put lifetime caps on our coverage.

You should be so proud of that. That happened because you organized, you talked to your friends and neighbors, and you chipped in what you could, when you could, to elect Barack and a Congress who supported his agenda.

Today, I'm asking you to do it again.

So before Barack gives his State of the Union address tomorrow, chip in $10 or more and help protect Obamacare:

my.democrats.org...

Thank you so much,

Michelle

Like all Politicians, They have their Hand Out, Give Me Money.

reply to post by amfirst1

He is 57, smokes and has Lupis. His wife is also a bit of a mess and about the same age.

I have the gals number that helped him out and I may call myself.

reply to post by xuenchen




An interesting graph.

www.gallup.com...

A friend of mine got booted from their BCBS plan. And a very good plan it was.
Their premium has tripled---based on their subsidy...with no subsidy it would be a five-fold increase, and the deductible went from about $1000 to $6300. Many things are not covered AT ALL until the deductible is met.....drugs have become out of reach.
They do not smoke.

Anyone who HAD decent coverage is not going to be happy with this ____________.

Dad (71), stepmom (43) and little adopted sister (5) live in California. Dad is covered by medicare, so no change for him there. They have not been able to get a straight answer on little sister. She does not qualify for medicaid, but they can't get her on a policy with stepmom. Stepmom signed up for a plan through the exchange, but they cannot find out if she is actually signed up & covered and they've been trying to get the info for weeks. Should be interesting.

AND, The People who's Employer has done their Very Best To Meet Obamacares Demands, have giving You!!!!
Top Ten Indicators Your Employer Has Changed To The Obamacare Health Care Plan.


(10) Your annual breast exam is done at Hooters.

(9) Directions to your doctor's office include "Take a left when you enter the trailer park."

(8) The tongue depressors taste faintly of Fudgesicles.

(7) The only proctologist in the plan is "Gus" from Roto-Rooter.

(6) The only item listed under Preventative Care Coverage is "an apple a day."

(5) Your primary care physician is wearing the pants you gave to Goodwill last month.

(4) The statement, "The patient is responsible for 200% of out-of-network charges," is not a typographical error.

(3) The only expense covered 100% is..."Embalming."

(2) Your Prozac comes in different colors with little M's on them.

(1) You ask for Viagra and they give you a Popsicle stick and duct tape.