Sure I do. I've been with Bank of America for 30 years or so. They have always treated me right. I've never been charged a fee--ever. My checks, not
that I use many, are free. I don't pay them interest at all because I pay on time. Their statements are accurate, and I have all the services from
them I need. Of course, I'm not in debt to them either. My cards (two, in case one gets zapped) have a $0 balance and my mortgage is paid off. I owe
utility bills each month (water, garbage, electricity, phones) and that's all.
I'm not really happy with the low interest rate I get, but credit unions are only marginally better and this is not exclusively a BofA issue. It has
more to do with Federal policy than anything. The government is artificially keeping rates low at our expense. It is the government that is screwing
us over here, not the banks. You ought to march on Washington, D.C., not Wall Street. And, no I don't work for a bank or at McDonalds.
It really cracks me up thay you guys will go get a 40 year mortgage on a house you can't really afford, figuring appreciation and inflation will be
your friends. When the housing market tanks and you're underwater, then you have the gall to blame the banks for giving you the mortgage in the first
place. You fail to take into account the fact that the banks were forced by the government to give you a loan you couldn't afford because "it isn't
fair" that you couldn't get a loan when those terrible people who actually have a job could. You gambled. You gambled wrong. You lost, and then you
blame the house. Typical for the entitlement generation. It's like the homeless mom with 17 kids claiming "Someone is going to have to take care of my
kids!" Well, ma'am, if you could keep your legs together for more than two minutes at a time you wouldn't have caused this problem that you insist on
foisting on others who have been more responsible.
The fact is, most people don't buy off on your "blame the big banks" rhetoric. It's not that they are sheeple; it is that they flat out don't agree
with you. You make a lot of noise, but defecating on the streets of New York, raping women in flea-infested tents, and beating up vendors because they
don't have any more free food to give you does not endear you to the public. Most of you have no education in Economics at all. You really have no
idea what you are talking about. Further, you don't really count. Your net worth is so low that banks lose money on your accounts as it is. You
leaving a big bank is a sigh of relief to them. It helps their bottom line. Those small banks and credit unions cringe every time you waltz through
the door with your $947.13 balances to open an account and then demand customer service.
Do I think the big banks should have gotten bailouts? Hell, no. I don't. It's politics. Donate to Obama, get a half billion dollar loan. That's how
corrupt this place is. But the fact is I'm already bailing you out. I pay for all the services you get for free, all the food stamps you swap on the
street for fifty cents on the dollar, in fact, for nearly half of you, everything you get from the government. Here's how it breaks down:
The top 1% earned 20.70% of the income, but paid 38.02% of all income taxes.
The top 5% earned 34.73% of the income, but paid 58.72% of all income taxes.
The top 10% earned 45.77% of the income, but paid 69.94% of all income taxes.
The top 25% earned 67.38% of the income, but paid 86.34% of all income taxes.
The top 50% earned 87.25% of the income, but paid 97.30% of all income taxes.
The bottom 50% earned 12.75% of the income, but paid 2.59% of all income taxes
These are 2010 figures from the IRS. The best way for you to get income redistribution is to get a job and be frugal. Save money. Work for McDonalds.
Did you know that half the McDonalds franchise owners started out working at flinging fries there? It's true. Working actually leads to wealth if you
do it right. Let's say that again:
Working hard leads to wealth. Carrying a sign demanding wealth someone else earned by working does not. Get over yourselves.
edit on
12/1/2011 by schuyler because: (no reason given)