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originally posted by: dfnj2015
Trump promised to allow healthcare insurance to be sold across state lines. Time to get rid of the cartels and monopolies and bring back competition!
originally posted by: seasonal
a reply to: enlightenedservant
Very good points. When we allow a monopoly to dictate cost they are not going down.
originally posted by: Throes
a reply to: EmmanuelGoldstein
Socialism? When has socialism ever worked?
originally posted by: EmmanuelGoldstein
The ACA is a disaster and so is this Trump plan, as well as Paul's.
I find it so hard to believe that "the greatest country in the world" can't be bothered with taking some of the tax money away from missiles and drones and putting it into healthcare for all of its citizens to enjoy.
This should be a right for all humans, not just Americans.
The first thing on the top of the bills that taxes should be providing for is healthcare for the humans. What century is this?
I mean, what are we paying all of these taxes for again?
originally posted by: dfnj2015
Trump promised to allow healthcare insurance to be sold across state lines. Time to get rid of the cartels and monopolies and bring back competition!
originally posted by: carewemust
originally posted by: dfnj2015
Trump promised to allow healthcare insurance to be sold across state lines. Time to get rid of the cartels and monopolies and bring back competition!
Selling across state lines will not achieve any savings. All it will do is raise the prices in the states that all the people flock to. Then, they'll buy from another state, because the state they flocked to will not be affordable any longer.
I don't know who gave Republicans this dumb "across state lines" idea. They've been spouting it for years, with not even a sliver of research to demonstrate that it works.
originally posted by: Throes
originally posted by: carewemust
originally posted by: dfnj2015
Trump promised to allow healthcare insurance to be sold across state lines. Time to get rid of the cartels and monopolies and bring back competition!
Selling across state lines will not achieve any savings. All it will do is raise the prices in the states that all the people flock to. Then, they'll buy from another state, because the state they flocked to will not be affordable any longer.
I don't know who gave Republicans this dumb "across state lines" idea. They've been spouting it for years, with not even a sliver of research to demonstrate that it works.
Oh, so what your saying is that companies will have to compete and lower prices to obtain customers? You don't say!
originally posted by: enlightenedservant
a reply to: Throes
Those are ridiculously vague. What are the specifics?
1. The freedom to choose inexpensive insurance free of government dictates.
Does this mean "bare bones" insurance that has high premiums and deductibles? And what does it matter if the insurance itself is "inexpensive" if the hospital and drug costs continue to skyrocket?
2. The freedom to save unlimited amounts in a health savings account.
Otherwise known as a tax-free annuity for those who can afford it. However, why would someone need a large health savings account if they have health insurance? Oh yeah, because insurance companies will be able to drop you again if you have pre-existing conditions, if your treatments become too expensive for them to turn a profit, etc.
3. The freedom to buy insurance across state lines.
Will those out of state providers also have networks in your state? Otherwise, what's the point unless you live on the border w/the State you have insurance with? Put it like this, suppose someone lives in New York but buys a cheap Mississippi health insurance plan. How many of the doctors and medical facilities in New York will be covered by the Mississippi plan? If none, then that person would have to pay the higher out-of-network prices.
4. The freedom for all individuals to join together in voluntary associations to gain the leverage of being part of a large insurance pool.
Voluntary health unions... That's odd. Don't health insurance companies and health care programs already have leverage because of their large insurance pools? That's how they negotiate lower prices for their networks in the first place.
Combined with #3, it seems like it's saying that once you buy cheaper out of state health insurance, you'll have to join voluntary groups/unions in order to try to negotiate for the lower rates you already would've gotten under normal circumstances. ETA: I guess they're voluntary because the new law probably won't do anything to help insurance purchasers on this point. LOL Buyer beware indeed.
Does this mean "bare bones" insurance that has high premiums and deductibles? And what does it matter if the insurance itself is "inexpensive" if the hospital and drug costs continue to skyrocket?
Oh yeah, because insurance companies will be able to drop you again if you have pre-existing conditions, if your treatments become too expensive for them to turn a profit, etc.
originally posted by: enlightenedservant
a reply to: EmmanuelGoldstein
The problem is that healthcare related companies are highly profitable. And those companies and their trade groups employ a lot of lobbyists to make sure the laws help them...
originally posted by: Throes
a reply to: EmmanuelGoldstein
Socialism? When has socialism ever worked?