a reply to: ChesterJohn
I feel your pain buddy... I saw this coming and I kicked and screamed about it but there wasn't a damn thing I could do about it.
When that healthcare came to be, I saw my little brother with a small time job stuck in a small town having to shoe out money he barely made for
healthcare, I knew it would be a disaster. Mostly because at first, no one knew a damn thing about what or where or why, just that he would have a
penalty if he didn't file but the prices he saw he couldn't afford. He didn't even know he was eligible for assistance at the start of it.
I knew that the company I worked for, which paid for half of my insurance, had the best insurance I could want. I never thought Obumer would take it
away from me. If I liked my plan, I could keep it, right?
I was paying a $15 co-pay to go to the doc anytime I wanted. If I had to go to the ER, I would pay $50. I had no fears, no problems and no worries.
I was healthy because when I needed to go, I went and I was taken care of.
As of Jan this year, my company took away our old plan because "It's no longer valid under Obumer care". They replaced it with friggin blue
cross/blue shield, which I LOTHE with a passion... Talk about junk insurance!
- Monthly payments went up
- Co pay is now $25 per visit (which my doctor refers me to another doctor every damn time now, which costs me another visit)
- Any kind of procedure at all (other than just a simple check up) now costs me a $500 deductible and I have to pay 20% up front of the total cost
AFTER the deductible.
And so... I had an appointment in Jan that I had to get done. Here is the before and after Jan cost...
$15 - Co Pay Initial Visit
$10 - Specialist Visit
$0 - Procedure
$25 - Total cost out of pocket
$25 - Co Pay Initial Visit
$30 - Specialist Visit
$950 - Procedure (clinic rent - doctor procedure - and this does NOT include anesthesia which is also out of pocket but unknown at the time of the
$>1000 - Total
So it'll cost me over 1 gran to have this done. Guess what? I CAN'T AFFORD IT. So... If something happens, I'm just screwed. I can't do anything
about it. I make too much money but not enough that I can simply toss $1000 at the system.
With all that being said, if they're is something seriously wrong with me, I'll never know until it's too late. So I should just say now, if I poof
out of here for a long period of time, it's been nice knowing you. I may have actually passed on because of a bull$#!^ healthcare plan that I can't
afford, over a plan I had no problem with before.