I think Sen. McCain knowledge of the reality of people needs for healthcare can compare to his knowledge about the economy. Our healthcare system is
broken and needs a comprehensive approach in order to get fixed on its entirety, not a couple of patches here and there in the hopes that the free
market would fix it, if the free market hasn’t fix it in the past 15 years why the free market id going to fix it now?
When Senator John McCain unveiled his healthcare proposal last fall, a journalist asked whether the Arizona senator's battle against skin cancer
would make him sympathetic to the idea of requiring that insurance companies provide coverage to people with preexisting conditions.
McCain flatly rejected the idea. "That would be mandating what the free enterprise system does," McCain said.
These are the same free enterprises that have increase our health care cost to the point that many Americans can’t afford health insurance, health
services, their prescription drugs.
McCain, for example, has spoken in general terms about how he might help people with preexisting conditions. He has said he favors what he calls a
"special provision including additional trust funds for Medicaid payments." The comment left even some of his aides unsure of his meaning. Medicaid
funds are generally used to help lower-income Americans
So again you can see that he really has no idea of what he is talking about, he don’t even know what Medicaid is for!
Indeed, while McCain talks about having a comprehensive healthcare plan, many of the details are being debated within the campaign as aides try to
determine how to pay for McCain's promises
This is where is all boils down to with McCain plans, lots of words but no clue how is going to pay for it, he is talking about more tax cuts for the
rich and corporation, so who is going to get hammer here, the middle class AGAIN?
But McCain's plan has no guarantee that people could get insurance, and no requirement for people to do so. McCain believes his
plan would make insurance more affordable, which would bring it within reach of many more families. But many critics say that failing to require
insurance companies to provide coverage could leave millions of people without affordable medical care.
His healthcare like his economic plan is base on assumptions that if HE DOES THIS, THAT MIGHT HAPPEN
, once again leaving it in the hands
of corporations for which he plans to cut taxes, to lower their premiums with no regulation to do so and basically no clear plan as to how people are
going to get insured.
McCain responded that the idea of imposing mandates on insurance companies was a simple answer, but one that he was not sure would be effective.
McCain then spoke of the need for Americans to improve their physical condition and suggested some people with preexisting conditions could be
put in what he called "high-risk pools." But McCain's bottom line was that he would not put requirements on insurance companies.
And then they criticize Sen. Obama for saying that people should make sure that the tire pressure on their car be at the right level in order to save
gas. McCain says that people need to improve their physical condition so they don’t get sick and diminish their need for health insurance
Nothing better than to do a couple of jumping jacks a day and that would save you from any accident or unexpected situation that could lead you to
require medical care. This is just laughable.
"The problem with McCain's approach - and it is a huge problem - is that McCain ventures so far toward total laissez-faire liberty that he risks
leaving the poor and sick behind," the magazine said. "Anyone with cancer, diabetes, or other preexisting conditions will see their premiums
Again it leaves it to the free enterprises to decide who they cover or not and at what price. Yeah like these companies would want to exercise their
social responsibility and all of the sudden lower their premiums and give coverage to those who really
But the amount of the credit hasn't been determined, the possibility of extracting enough savings from Medicaid is debatable, and it is unclear
whether a credit would be enough to persuade an insurance company to accept a person who would be likely to have large medical expenses.
Again it leaves it to the free enterprises to decide who they cover or not and at what price, this companies just worry about their balance sheet,
what company is going to risk to provide care for people for preexisting conditions?.
McCain has frequently sought to downplay the oft-cited statistic that 47 million people do not have health insurance. He has said that a very
large portion of them are healthy young Americans who simply choose not to get insurance. However, the American Medical Association has said that 8.3
million of the 47 million are between ages 18 and 24. A McCain aide said the senator was referring to a study that found about half of adults without
health insurance are between 19 and 34. Democratic critics said that many younger Americans don't have health insurance because they can't afford it
and their employers don't provide it.
Again it shows you the lack of knowledge that Sen. McCain has on the issue, talking about being out of touch with the needs of the average American,
the regular folk.
McCain compared health insurance to buying a home, saying it was desirable but not required. "I think that one of our goals should be that
every American own their own home," he said. "But I'm not going to mandate that every American own their home. If it's affordable and available,
then it seems to be that it's a matter of choice amongst Americans."
How can you compare owning a home, to having access to health insurance
. There are many people that choose to rent instead of own for many
reason and many people to choose to buy instead of rent for many reason too, but I tell you what all of us would need throughout our lifetime, HEALTH
CARE!. This comment just goes to show you how really out of touch is Sen. McCain with the reality of the regular American. The regular folk that has
to decide between:
-Health care or paying a mortgage
-Health care or utility bill
-Wait to take my kid or myself to the hospital because I don’t have insurance and I am afraid of the bill, and then later results in a death that
could have been treated and a life saved.
-The elderly that have to decide what prescriptions to buy this time of if any at all because they have to decide between drugs or groceries.
McCain suggests that we junk all that. Say you're earning $100,000 a year and your company provides about $9,000 toward your $12,000 family
premium, which is about average. Today you're taxed only on the $100,000. Under McCain's plan, you'd also pay on the $9,000. That could mean an
extra $3,000 or so in federal taxes alone. To compensate for the extra levy, McCain would provide a $2,500 federal tax rebate for individuals and
$5,000 per family, meaning a family would simply subtract $5,000 from its tax bill, the equivalent of a big cash payment.
This FORTUNE article praises Sen.McCain healthcare plan but on what grounds? How many people make 100,000 a year?
From the same article
"For his plan to work, McCain has to tell us how he would deal with the old and sick," says Jon Gruber, an MIT economist. "If McCain doesn't
tax the healthy to pay for pre-existing conditions, as happens under community rating, he has to tax the taxpayer. That means his plan will require
huge subsidies he's not talking about."
Once again the question is, who is going to have access to healthcare?
In the July 23 update of its analysis, TPC added a preliminary estimate of the candidates’ health care proposals. Because the campaigns did not
provide complete plans, TPC assumed certain details. We conclude that the McCain plan, which would replace the current exclusion for employer-paid
premiums with a refundable income tax credit of up to $5000 for anyone purchasing of health insurance and make other changes to the healthcare system,
would increase the deficit by $1.3 trillion over 10 years and modestly trim the number of uninsured. The Obama plan, which would make relatively
low-cost insurance available to everyone through non-group pools and subsidize premiums for low- and moderate-income households, would cost $1.6
trillion, but would also cover virtually all children and many currently uninsured adults.
TPC projects the McCain plan would trim the uninsured by 1 million in 2009 and nearly 5 million by 2013, although their numbers would slowly rise
thereafter because the tax credit would fail to keep pace with premiums (see figure). Obama would reduce the uninsured by 18 million in 2009 and 34
million by 2018. Even under the Obama plan, however, 34 million Americans would still lack insurance in 2018.
This study highlights that both plans are not perfect BUT when it comes to give health care to those who need it the most, Sen. Obama’s plan take us
in the right direction. And that’s what we should be looking now when it comes to healthcare, who is going to take us in the right direction? No
candidate is going to fix it in 4 or perhaps 8 years a system that has been broken for more than a decade, but who is going to right the ship?
Sen. McCain plans leaves it all in the hand of the free market and corporation, how’s that can be called CHANGE?