Obamacare Enrollments Plummet by 49% in January

Phage
reply to post by ausername

 

Semantics.

Keep believing what you want to believe.

Semantics to me, faith for the faithful followers.. Which are you?

What to believe? That is the issue I suppose, as you can see in the video above in this thread, this administration has no problem with lying.

I don't believe a damned thing coming from them, or their agencies and respective reports.

If you want to see the real world the ACA is creating out there, maybe you should get out more.

reply to post by ausername

Semantics to me, faith for the faithful followers.. Which are you?

Neither. I look at the facts.

The fact is enrollments have not plummeted according to the very data used by the OP. You believed it then. Why don't you believe it now?

Who's being manipulated? Someone who looks at the source data or someone who believes something because it says what they want to hear?

Phage

Who's being manipulated?

That is a damned good question.

As for me, it's late, Off to bed.

Goodnight.

Phage
reply to post by Bassago

 

Your source:

The percentage of insured workers with a deductible of $1,000 or more for single coverage jumped to 34 percent in 2012 from 12 percent in 2007, according to a study by the Kaiser Family Foundation and the Health Research and Educational Trust.

www.bloomberg.com...

Nice spin..."jumped". Have a look at the study. That number has been rising for the entire span of the study. Blame the insurers, if you want to blame someone.
kaiserfamilyfoundation.files.wordpress.com...
kff.org...

edit on 2/15/2014 by Phage because: (no reason given)

Blame the insurers? You mean the ones that were given a license to steal with the individual mandate? You should remember it's always the governments fault. Never the companies that drops people coverage on a whim and have death panels.

reply to post by buster2010

Yup. Those ones.
The ones that are now being forced by the government to cover high risk individuals.

Snarl

xuenchen
reply to post by Phage

 

But Obama said rates would go down.

He apparently lied and people are fuming mad.

And that's because Sheople only ever see the tree in front of them. That cost increase was always a must. The forest People should be seeing is that quality is about to bottom out for the common man. The rich can employ the best doctors ... and they will. You won't be able to access their skills in short order. Your lines are going to be long and expect this for the next twenty years: "Oh you don't feel well? Here, take two aspirin for the pain in your broken finger and call me for an appointment in a week. It's the best we can do for now." Take it ... or leave it.

The truth is, the country has not produced enough doctors to meet demand. This is the rich man's insurance that he will be cared for.

No the cost increase was not a must it only became a must because of the greed of the insurance companies. These companies were handed millions of more customers on a silver platter and they still jacked up rates. There was no good reason for anyone's insurance going up.

reply to post by buster2010

There was no good reason for anyone's insurance going up.

Well, as I said. Where I am a lot of rates went down.

But there was a reason for some rates to go up, increased "exposure" to put it in insurance terms. They cannot reject any one, no matter how ill they may be. They cannot drop anyone, no matter how high the claims go. There is no other form of insurance which is mandated by law to insure all comers no matter what. Oh wait, there is. Flood insurance, also government mandated. Though the government doesn't make you buy it, if you want it you can't be turned down.

reply to post by Phage


Pretty sure you have to actually PAY the deductible before they kick in anything.
Hence, high deductible insurance IS worse than none at all.

reply to post by abe froman

No.
Ever made a car repair claim? File a claim with the invoice and you get a check for that amount less the deductible. They don't wait till you pay the shop, they send you the check. Same thing.
No point in filing if the repair is less than the deductible though. The difference with medical insurance is that the deductible applies to your annual medical bill.

reply to post by Phage


Patients pay before seeing Dr, as deductibles spread This is already happening, high deductibles are leading to NO care until your FULL deductible is paid.

reply to post by abe froman

Yes. The medical providers are doing that because they know that the insurance won't cover it until the deductible amount is reached. It's the medical providers who want to be paid. The insurance company doesn't really care if you pay the providers or not. If your bill(s) are over the deductible the insurance kicks in if not, it doesn't. That's the way deductible works.


That's what I said. No point in filing if the bill is less than the deductible because insurance won't cover it.

reply to post by Phage


Lets not argue semantics here, people are getting less or no medical care due to these NEW higher deductibles, FACT. Its going to get a lot worse I guarantee it.

reply to post by abe froman

Let's not argue semantics. These "NEW higher deductibles" started showing up years ago. But yes with the ACA they will be higher for the reasons I pointed out.

Let's also be clear that if you really need medical attention you can get it if you truly cannot afford it.

“We get our money faster,” Rubin said in an interview. “As patients pay higher deductibles, we’re talking about potentially thousands of dollars. People get excited to buy a TV, but health care is a service they don’t like to pay for.”

Hospitals counter that discussing payment upfront helps connect patients earlier to financial assistance programs while ensuring providers get paid.

“It helps because you get it at the time of service rather than trying to get it afterwards,” Rich Sheehan, a spokesman for Boulder Community Hospital in Colorado, said by telephone. “Doctors’ offices have been doing it for years.”

www.bloomberg.com...

I still think coverage with a high deductible is better than no coverage at all.

Phage
reply to post by abe froman

 

Let's not argue semantics. These "NEW higher deductibles" started showing up years ago.



No they did not. No healthy 25 year old had a 14,000 dollar deductible paying these kind of premiums before the ACA.



Talking politics can make smart people look like fools. See ya in the next space thread.

reply to post by abe froman

No healthy 25 year old had a 14,000 dollar deductible paying these kind of premiums before the ACA.

Which plan has a $14,000 deductible?

reply to post by Phage


I was just making a point, not being literal. From the Wall St Journal:The average individual deductible for what is called a bronze plan on the exchange—the lowest-priced coverage—is $5,081 a year, according to a new report on insurance offerings in 34 of the 36 states that rely on the federally run online marketplace.
That is 42% higher than the average deductible of $3,589 for an individually purchased plan in 2013 before much of the federal law took effect, according to HealthPocket Inc., a company that compares health-insurance plans for consumers. A deductible is the annual amount people must spend on health care before their insurer starts making payments.
42 percent increase, brilliant! Also read that last sentence again, note the location of the word BEFORE.link

reply to post by abe froman

I was just making a point, not being literal.

Oh. You made it up.

Also read that last sentence again, note the location of the word BEFORE.

Yes. We went through that. The medical insurance doesn't kick in until your medical bills reach the deductible amount. That's what deductible is. It's not really that hard to understand.

reply to post by Phage


check it again " must SPEND before their insurer starts making payments."

Also don't tell me the higher deductibles have been around for some time and ignore the 42 percent increase which is a direct result of the ACA.

These are the FACTS which I didn't make up.

reply to post by buster2010

Do you want to talk about cost ... or do you want to talk about insurance?
Do you want to talk about quality healthcare ... or do you want to talk about socialized medicine?
Do you want to talk about government telling us how our lives are to be run ... or do you want to tell some people to go to Hell?

reply to post by abe froman

check it again " must SPEND before their insurer starts making payments."

Yes. Again. What's your point? Insurance does not kick in until the deductible is reached. I've said that several times.

Also don't tell me the higher deductibles have been around for some time and ignore the 42 percent increase which is a direct result of the ACA.

High deductibles have been around for years. I said that the ACA led to higher deductibles and I explained why. I've said that several times.

These are the FACTS which I didn't make up.

I know you didn't. I've been saying them myself. Over and over.