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Got My Insurance Cancellation Letter Today (Anthem Blue Cross Blue Shield)

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posted on Nov, 6 2013 @ 01:42 PM
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reply to post by NoRulesAllowed
 


We're looking into this new policy. We just got the letter an hour ago.


+16 more 
posted on Nov, 6 2013 @ 01:45 PM
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reply to post by MichaelPMaccabee
 



I'm sorry for your hardship, but I'm glad that everyone's insurance prices are going up.

Real change won't happen until those that are comfortable are made uncomfortable.

How sadly naive this statement is. The notion that stripping the people of more liberties and freedoms, financially burdening them with an egregiously disastrous implementation of socialized medicine, will somehow affect societal and governmental change in a positive direction?

You actually think those that are "comfortable" (as in "the wealthy") will be made uncomfortable by this? And that this will somehow bring about positive results? Sounds like an urban left-wingers pipe-dream to me?

Being non-partisan, I know the insidious erosion of freedom when I see it. This will tremendously burden the middle class, benefit the insurance companies and the lower class, and will have absolutely no effect on the "the wealthy" you seem to resent.


+13 more 
posted on Nov, 6 2013 @ 01:46 PM
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MichaelPMaccabee

grandmakdw
When will people wake up and see what the Democrats have done to the country these past 6 years?


Don't blame the Democrats. Blame the 2 Party System. It has been going on for far longer than 6 years.


Sorry on this one you are so wrong it is pathetic.

The Republicans did not vote for this and fought it.

The bill was passed WHEN Obama - a Democrat was president (WITHIN the past 6 years), the bill was passed when Nancy Pelosi, a Democrat was majority leader in the House, and the bill was passed when Harry Reid, a Democrat was majority leader in the Senate.

When it was passed, it was passed when there was a Democratic majority in both the House and Senate. The Democrats could do as they darn well pleased and actually employed tactics to insure that it would pass - the Democrats gleefully said AT THE TIME that they could and would pass it without the Republicans.

With control of the house, senate, and Presidency when the bill that had to be passed before anyone could find out what was in it, this falls squarely on the shoulders of the Democrats.

Sorry but its like the lie Obama is spouting that he never ever said you could keep your health care plan and doctor if you liked them.

Are you starting a new Democratic party lie?

Well sorry, I remember how it was passed and by whom and who is directly and unequivocally to blame.

The Democratic Party, Obama, Nancy Pelosi and Harry Reid.


+1 more 
posted on Nov, 6 2013 @ 01:47 PM
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reply to post by NoRulesAllowed
 


Not sure about the OP's case, but I can tell you, for a fact, that the best policy our company was offered, to replace the one they cancelled, COVERS LESS, AND COSTS MORE!!!!!

So that is most definitely not the case for everyone.



posted on Nov, 6 2013 @ 01:53 PM
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reply to post by grandmakdw
 


So do you honestly believe that the Republicans are not on the take of the Insurance Companies???? Seriously? We are talking lobbyists here, you know, the Corporations that pad the pockets of elected officials so that they become uber wealthy??? Take a good look at these hearings over the ACA. When was the last time anything EVER CHANGED, over these hearings??? It is political theater to create division! That is how these (dare I even call them) people get away with their crimes!

No matter which party is driving the bus, I can assure you, the other party is their to fill up the gas tank so the bus can keep on running.......


+10 more 
posted on Nov, 6 2013 @ 01:57 PM
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MichaelPMaccabee
I'm sorry for your hardship, but I'm glad that everyone's insurance prices are going up.

Real change won't happen until those that are comfortable are made uncomfortable.



Wow, you must work for Obama. My guess is you don't pay for your own insurance, either Mommy and Daddy do or you get medicaid. When you actually get a job, have a family and have to pay 1/3 of your income for health insurance that has such a high deductible that it could bankrupt you, you will think differently.

Your statement is right out of the communist handbook. Make "the little people" so uncomfortable they will demand that "big daddy government" will come in and save the day.

Well it is clear now that every word you say on the phone, every word you type in your phone or on the computer is stored for future use, you can not go more than an average of 150 feet in public without being visually recorded, and now the "real change", the government will control when, where and if you get health care. What an improvement.

Will you feel the same way when 15 years from now someone throws an email from today on your desk at work and says come with me, we are not sure if today's government can trust you. Is that the real change you are are looking for. Because my friend, that is exactly what we are getting.
edit on 6-11-2013 by grandmakdw because: grammar



posted on Nov, 6 2013 @ 02:03 PM
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seeker1963
reply to post by grandmakdw
 


So do you honestly believe that the Republicans are not on the take of the Insurance Companies???? Seriously? We are talking lobbyists here, you know, the Corporations that pad the pockets of elected officials so that they become uber wealthy??? Take a good look at these hearings over the ACA. When was the last time anything EVER CHANGED, over these hearings??? It is political theater to create division! That is how these (dare I even call them) people get away with their crimes!

No matter which party is driving the bus, I can assure you, the other party is their to fill up the gas tank so the bus can keep on running.......


YOU may feel much differently AFTER you receive YOUR letter.

I appreciate your efforts to absolve Democrats of responsibility for this absolutely disastrous law...but I haven't seen ANY republican vote for or support it.

We are currently Republicans, although we had often voted for some Dems in local elections...After this, my wife and I are moving over to the TEA Party...and, if we can now afford to with personal time and money, will not only become involved in the party, but (along with conservative Republicans) will support them exclusively in any and all elections from now on.



posted on Nov, 6 2013 @ 02:03 PM
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seeker1963
reply to post by grandmakdw
 


So do you honestly believe that the Republicans are not on the take of the Insurance Companies???? Seriously? We are talking lobbyists here, you know, the Corporations that pad the pockets of elected officials so that they become uber wealthy??? Take a good look at these hearings over the ACA. When was the last time anything EVER CHANGED, over these hearings??? It is political theater to create division! That is how these (dare I even call them) people get away with their crimes!

No matter which party is driving the bus, I can assure you, the other party is their to fill up the gas tank so the bus can keep on running.......


I tell you what I honestly believe and can prove!

The mess that is Obamacare falls directly on the shoulders of the Democrats.

You can not and will not ever convince me otherwise.

I REMEMBER the political theater that was Pelosi and Reid and Obama, they rubbed it in the face of every Republican supporter and every person who was opposed to it that they and they alone had control and that anyone who opposed them was a fool because they held an unbreakable majority.

Why? Because the Democrats held all the power at the time and were snotty and rude to every conservative in the US by basically saying, you can't stop us and we don't give a damn what you think.



posted on Nov, 6 2013 @ 02:05 PM
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InTheFlesh1980
reply to post by MichaelPMaccabee
 



I'm sorry for your hardship, but I'm glad that everyone's insurance prices are going up.

Real change won't happen until those that are comfortable are made uncomfortable.

How sadly naive this statement is. The notion that stripping the people of more liberties and freedoms, financially burdening them with an egregiously disastrous implementation of socialized medicine, will somehow affect societal and governmental change in a positive direction?

You actually think those that are "comfortable" (as in "the wealthy") will be made uncomfortable by this? And that this will somehow bring about positive results? Sounds like an urban left-wingers pipe-dream to me?

Being non-partisan, I know the insidious erosion of freedom when I see it. This will tremendously burden the middle class, benefit the insurance companies and the lower class, and will have absolutely no effect on the "the wealthy" you seem to resent.


Are you serious?

You don't think that the notion of stripping people of liberties and freedoms won't make people rise up to demand change?

Yes, those that are comfortable (not wealthy, comfortable like the OP was, able to afford his insurance and generally happy with it) are going to be made uncomfortable, and that discomfort is going to enact real change in the Health System of our country.

Something that has been needed since Nixon set it up with the Health Maintenance Organization Act. You think Obama started this mess? Nope, he is just the latest in a LONG line of presidents that funnel money into PRIVATE sector medical at a cost that is exorbitantly higher than would be under PUBLIC management.

There are a few public sector hospitals in Montana that are slashing health costs for State Employees. Instead of going to private hospitals, Montana has a pilot program that has purchased a few offices and has hired doctors directly, paying them a salary instead of per patient. Republicans would be furious, if it wasn't saving them so much money on State Employee Healthcare.



posted on Nov, 6 2013 @ 02:07 PM
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MichaelPMaccabee
I'm sorry for your hardship, but I'm glad that everyone's insurance prices are going up.

Real change won't happen until those that are comfortable are made uncomfortable.


You need to get a grip on things.

The "Changes" are giving more money to the corporations, not the downtrodden people.

Too many people think this all about "Rich" giving to "Poor".

As many are rubbing their hands and foaming at the mouth, they are unaware of the afflictions.

One obvious affliction I think, is the *Political Stockholm Syndrome*.

Very scary as we see tyranny accelerating, we also see blind support do or die.



The Democratic Party counts on a political version of the Stockholm Syndrome on most issues, for almost all of the debates in Washington revolve around “saving” the people from crises Democratic policies exposed them to in the first place. The way it usually works is that the Democrats create a program the federal government shouldn’t have established at all, the program inevitably fails, and then they rush in to “reform” it. Obama has talked about “education reform” in this way, as if his party had nothing to do with the failed policies and programs under discussion, as if he favors releasing children from unionized public schools with vouchers in hand.



The Obama-Stockholm Syndrome


Many Suffer From Political Stockholm Syndrome



posted on Nov, 6 2013 @ 02:09 PM
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reply to post by MichaelPMaccabee
 


We're not "wealthy", as you assume. We struggle to pay bills, put children through college and pay our mortgage and taxes. Thanks to this President, all of this just became much more difficult.



posted on Nov, 6 2013 @ 02:10 PM
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Both parties are a cancer.



posted on Nov, 6 2013 @ 02:11 PM
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grandmakdw

MichaelPMaccabee
I'm sorry for your hardship, but I'm glad that everyone's insurance prices are going up.

Real change won't happen until those that are comfortable are made uncomfortable.



Wow, you must work for Obama. My guess is you don't pay for your own insurance, either Mommy and Daddy do or you get medicaid. When you actually get a job, have a family and have to pay 1/3 of your income for health insurance that has such a high deductible that it could bankrupt you, you will think differently.

Your statement is right out of the communist handbook. Make "the little people" so uncomfortable they will demand that "big daddy government" will come in and save the day.

Well it is clear now that every word you say on the phone, every word you type in your phone or on the computer is stored for future use, you can not go more than an average of 150 feet in public without being visually recorded, and now the "real change", the government will control when, where and if you get health care. What an improvement.

Will you feel the same way when 15 years from now someone throws an email from today on your desk at work and says come with me, we are not sure if today's government can trust you. Is that the real change you are are looking for. Because my friend, that is exactly what we are getting.
edit on 6-11-2013 by grandmakdw because: grammar



Nah, didn't even vote for Obama. Green Party, my friend. The only choice for anyone truly interested in not being repressed by their government. I find it funny that you took me for an Obama supporter when I am clearly rooting for ACA to fail.

It's very interesting to me that my words are striking such an emotional toll on some. If not for making the comfortable uncomfortable, what do you think motivates political and social reform?

Also:

I don't have medical insurance, and I haven't seen a doctor in 19 years, as I can't afford it. I won't be signing up for the ACA either. But go ahead, keep thinking that everyone against you is mooching on someone else.
edit on 6-11-2013 by MichaelPMaccabee because: (no reason given)



posted on Nov, 6 2013 @ 02:12 PM
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lol

So, I made an account on Healthcare.gov

and probably because I have an account here...

Lo and Behold!

There's problem with my account on Healthcare.gov



So much for getting healthcare.
edit on 6-11-2013 by Diabolical because: (no reason given)



posted on Nov, 6 2013 @ 02:12 PM
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reply to post by MichaelPMaccabee
 


Michael,

With the ACA, it is OBAMA and the Democrats who as you claim are "funneling money" to the insurance companies. They wrote the bill, they ensured no one read it. They voted for it and used unethical tactics to get a vote accomplished while the Democrats and only the Democrats held power.

So in this case, it is the Democrats and they alone who are as you claim: funneling money to the rich through ACA.



posted on Nov, 6 2013 @ 02:13 PM
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Currently, our insurance was costing us $821 per month...it was still affordable to us...and it satisfied all of our needs.
reply to post by IAMTAT
 


Norwegian resident here btw...daamn, 821$?! a month?! just choked on my beer, mate...



posted on Nov, 6 2013 @ 02:15 PM
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grandmakdw
reply to post by MichaelPMaccabee
 


Michael,

With the ACA, it is OBAMA and the Democrats who as you claim are "funneling money" to the insurance companies. They wrote the bill, they ensured no one read it. They voted for it and used unethical tactics to get a vote accomplished while the Democrats and only the Democrats held power.

So in this case, it is the Democrats and they alone who are as you claim: funneling money to the rich through ACA.


Yeah...

... but Nixon and the Republicans created the system using the same tactics that the Democrats are now using to continue the funneling of money.

Republicans do it.
Democrats do it.

One of us is making excuses for one side of a bad penny.



posted on Nov, 6 2013 @ 02:17 PM
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Terrormaster
I've been following this mess on and off. Are these cancellations happening only to those with individual plans? Or are they happening to even people with healthcare provided by their employer? I have BCBS which is provided by my employer, a rather huge international company. Should I be concerned?


The same thing is happening to employers. That's why you are hearing stories of employers cutting back hours for their employees, refusing to expand, and wanting employees to share the cost of health care. Of course, when they do that people call them the Bad Guys. In the case of my (now thankfully ex-) employer, their choice is basically to provide the increased cost of health care or to lay off enough employees and cut back enough to pay for it. They also had to dump "my favorite plan" because it did not "meet the requirements" of the ACA.

Personally my plan also got the axe, but my provider will replace it with a qualifying plan that costs almost 200% of what the old plan did, even though I liked it just fine. Obama is on record everywhere (YouTube, etc) saying, "If you like your current plan, you can keep it." That's a bald-faced lie, of course, but now he's saying he never said that. The NYT claims Obama "misspoke."

For all the fine folks who voted for Obama, and especially those who show "I love Obamacare" bumper stickers, you richly deserve what is about to happen to you.



posted on Nov, 6 2013 @ 02:17 PM
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IMATAT, you are one of the many that I have been defending all along. And I am so sorry to see you and countless others that I know getting theses letters. There is hope that one of those bills I mentioned earlier would stop and reverse this. Yeah I know reversal still doesn't fix things well enough for everyone.

I do feel that this WILL pass, but my only worry is that Obama would would veto this. You know Obama still won't provide his stance on these new bills. But honestly I think Americans are angry enough to make his life heck if he doesn't. I hope and pray he weasels out just like the 100% Democrats who voted in 2010 to counter this very subject in a bill that obviously did not pass.


Krazysh0t

Terrormaster
I've been following this mess on and off. Are these cancellations happening only to those with individual plans? Or are they happening to even people with healthcare provided by their employer? I have BCBS which is provided by my employer, a rather huge international company. Should I be concerned?


For now it is just individual plans that are being canceled. However, next year the employer mandate goes into effect. I'd be willing to bet that then there will be a new slew of cancellation letters sent out.


Cancellation letters will be going to businesses and not the individuals. What we will be seeing is Americans paying even more for their employee sponsored insurance. And businesses that previously didn't have this also being thrown into bankruptcy or near bankruptcy.

All and all, middle class Americans be hit with high premiums and a downgrading of their lifestyle, employers will face economical uncertainty in already rough times. Jobs will be lost or redefined to part time. (I always said that this was not the right time for national healthcare even though we eventually did need it.)

The economy is going to collapse with the old middle class joining the ranks of the nations working poor. This will further strain a country that now gives money to the poor at tax time vs. charging them at least something even if just a dollar. You have to realize that there will be a huge reduction in taxpayers available to support a large and growing class of poor Americans.

This isn't just like adding social security, this is redefining the fate of our middle class who could barely make ends meet before Obamacare came along.

Ok so the economy has crashed, so what next? We watch our states fall one by one as they pick up the 100% tab for the medicaid portion of Obamacare in 2 years.

This country is toast.

edit on 6-11-2013 by elouina because: (no reason given)



posted on Nov, 6 2013 @ 02:18 PM
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reply to post by MichaelPMaccabee
 


Nixon didn't introduce Obamacare. Nixon isn't in office right now. Really man? Just admit it, this is ALL on Obama and the democrats.




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