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My card was closed. They said it had nothing to do with my credit score. I have had this card for awhile and have always paid on time and maintained low balanced. The only thing I really charged was gas. I was able to get a new one right away through another company. We need credit cards for things like rental cars. Rental car companies do not accept debit cards unless you are traveling out of town or they put a $250 hold deposit on your debit card. So I use mine wisely, no shopping charges, gas and emergencies only. Then the following month or payday I pay at least 35% of the balance off. less
lmasfina // 4 hours ago lmasfina // 4 hours ago
I work for Bank of America. This statement is completely false.
It is unfortunate that someone knowingly published an untrue story to create panic
Name:
Sid Feinber
Hometown:
nc
Occupation:
Senior Credit Analyst Biography
Executive VP Bank of America
Send a private message »
Name:
Sid Feinber
Hometown:
nc
Occupation:
Senior Credit Analyst
Biography
Executive VP Bank of America
Send a private message »
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Dear SNIPOrama,
Mr Lewis asked me to return your e-mail. Somehow he received an e-mail in his personal account.
If I can help you with anything please let me know. I assume you are the lad from the Toronto Star that keeps asking about the rumors.
Unfortunately the rumors are true and BoA will be closing all credit cards rather soon. I also believe others will follow. The situation is dire and most Americans don't even see it even when media is ramming it down their throats. We are relocating most executives to England while the crisis gets worse as there will be runs on banks and a bit of anarchy I'd say. We think that people will be literally killing one another for gas and other staples soon when this spirals out of control. The mess will clear eventually and we will return. The closing of credit cards will be a rolling date, most likely beginning on 10/15
You're safe in Canada and won't have to deal with it.
Good Luck
Sidney
Originally posted by pyrytyes
I have held a BoA credit card for over ten years, never a charge on it, for emergency only type of thing. They ISSUED the card by sending it to me in the mail, unsolicited. I would think that they would have canceled my card at the first sign of trouble. I have received the occasional statement from them indicating a zero balance, along with credit limit increases.
Yet,for all I know, it is still viable, as I have no word otherwise.
I also received a Discover Card in the same way. I received a phone call inquiring if I'd received the card. When I replied to the affirmative, I was told the card was now activated... thanks for your business...click. After 2 years of non-use, they realized they were not making any money on me, and canceled the card.
Two instances of unsolicited cards. No wonder there are people in big time credit troubles... these guys (banks, etc.) send FREE MONEY to us... and expect it to be paid back plus 9.99 to 24.99%.
Fourwinds10!? Puhleeze...